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LCHorn

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Everything posted by LCHorn

  1. LCHorn
    I’ve seen this repeated so not just picking on you, but an actuary would likely say that Biden is on borrowed time. I don’t think an unspecified Democrat or Harris a shoo-in.
  2. LCHorn
    Well, I mean it does in the sense that there's not an infinite amount of money and it sounds like we had to make a larger counter-offer yesterday. I'm curious if that's liable to make less available for Black, Mack, or whoever is left on the board. Or does LSU now have more money available for McKinley. Regardless, it's satisfying to win one of these instead of lose it to LSU or Aggie and then we find out it was a relatively tolerable amount if paid through legitimate means.
  3. LCHorn
    I'm really curious what this one cost and how much is left over.
  4. LCHorn
    I've not been paying attention to rates all day--why is Habib pushing alert to lock with the market up 20 bps from earlier?
  5. LCHorn
    If I'm being honest I kind of hate all relievers, probably as a result of watching Doug Jones alternate ERA's in the 2's with ERA's in the 5's. Too much volatility.
  6. LCHorn
    Although in true “Austin excellence” fashion the deluge, when it comes, will likely result in debris runoff into the highland lakes that exceeds what can be filtered and we’ll have a boil water notice for a week or two.
  7. LCHorn
    I can’t recall who it was but there was someone on the Baseball Prospectus staff that thought Cosart was a unicorn. Great stuff, low strikeout rate and a super high strand rate they credited to pitches that died on play.
  8. LCHorn
    I’m very much dating myself but the Phil Hartman Adobe car from 1986 was my first exposure to the SNL commercials.
  9. LCHorn
    I like to think it's carryover depression from the Colin Simmons recruitment. We're all afraid to check the recruiting thread for updates.
  10. LCHorn
    I still have a Habib sub but I put my MBS Quoteline subscription on pause because the last thing I need right now is multiple texts throughout the day updating me on market deterioration.
  11. LCHorn
    Yeah, don't be a blue falcon. You should encourage him in whatever path he feels is best.
  12. LCHorn
    Also, fwiw, he could buy a primary here and we could manually underwrite it, it’s just on investment properties that this comes into play.
  13. LCHorn
    He’s buying an investment property. His address for the credit pull would be a domestic US address he uses for business correspondence and that’s how we did purchase loans for him last year. Unfortunately not, it’s not corroborated by his tax returns and his VOE identifying him as a resident of Singapore.
  14. LCHorn
    That what I said, too, apparently in error. We escalated to Fannie who pointed to this: ”To obtain a credit report that is compatible with DU loan casefile requirements, the borrower's present address must be within the U.S. or U.S. territories, with the exception of an Army Post Office (APO), Fleet Post Office (FPO), or Diplomatic Post Office (DPO) military address.” Per Fannie, it’s one of the more common causes of repurchase. So it’s not simply a matter of credit risk as determined by the credit history.
  15. LCHorn
    Let me ask a question for @UTPhil2006, @Wulaw Horn, @Neonmoon--US citizen buyer on investment purchase, living abroad in Singapore most recent two years (per tax returns). Maintains US credit history via family home (currently leased during sojourn away) and pulling credit with high scores isn't an issue. Can you make them a Fannie/Freddie loan?
  16. LCHorn
    I don’t really think you can play that game. What we are paying for (in prospects and remaining salary) is for Verlander today (a diminished Verlander compared to Cy Young Verlander) on the Astros today (who are themselves diminished because of injuries). If you think of the prospects as trade chits then it’s really a matter of whether they are more useful making this deal than on another deal TODAY (say for Cease).
  17. LCHorn
    I don't know if I'd categorize myself that way (analytics goober would be fair), but I think this deal is a home run compared to the Gravemen trade. The money coming back also leaves the team in a position to add during the winter.
  18. LCHorn
    Was the finale bad? I didn't watch it because I didn't care.
  19. LCHorn
    I'm sorry, I'm really not sure what point you're attempting to make. That Luhnow benefited from drafting high and that he really wasn't all that great?
  20. LCHorn
    I'd like to think that baseball remains the one sport that rewards the smartest teams with the ability to defer a "shit cycle" the longest. I also think there's a pretty good chance this year's starting rotation is just too weak to try to double-down on improving this year's team short of adding a playoff quality starter like Verlander.
  21. LCHorn
    Let's just be clear, about the only things the first ALCS and this year's team have in common are Crane, Altuve, and probably two of the folks taking tickets. I wouldn't overestimate the expected performance of THIS year's team or their leadership based on decisions made by Luhnow and AJ Hinch. Or do you just ascribe all of their success to ownership?
  22. LCHorn
    One conclusion you might draw from the trade is the "Stros like Salazar better as the defensive part of a platoon with Diaz. Clearly they don't place a high priority on getting offense from the catcher.
  23. LCHorn
    Sure, for someone like Devin Williams (who is not on the block, obviously). I'm not against moving prospects and the Astros have done a pretty good job at keeping the ones that matter so far (Hader excepted).
  24. LCHorn
    This is the kind of logic that leads to signing Carlos Lee.
  25. LCHorn
    I suppose disagreeing on the internet means everything must be binary but no one is suggesting that Lee could have been traded for a star, nor do most outlets consider the Astros system bereft of talent (I think the consensus is it's in the middle of the pack and lacks the kind of headline talent that tends to be highlighted in the top five systems). My point remains that trading Korey Lee today minimizes his value (he's underperformed in a super small sample size and is currently injured) and there appeared to be a spot for him on next year's team. I'd rather have traded off an outfielder, even Gilbert, who might have more trade value and first round pick shine for a better reliever.

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