Bernard

This times infinity. Just give me the facts. Bernard

Didn’t read the article, but I assume he’s including all RB passes in the analysis. The problem with this is that lots of times the QB throws the ball to the RB as a receiver of last resort. When nothing is open down field and the pocket is collapsing, dump it off to the RB. This is not at all the same a specifically designed pass play where the RB is the primary receiver. Stats lie. Bernard

My long term update: Lost 92 lbs. as documented in the 2018 thread. Went from 324 tom 232. Then went off the rails completely. Not sure how much I gained back. Sitting at 256 lbs. now and the pendulum is swinging back in the right direction. Want to get back 232 and beyond. I was 210 when I moved into The Castilian in 1987. Have not been that weight since. 6’5” and 50yo. Bernard

Why are Austinites such fucking pussies??? If you see a scooter rider blatantly violating the rules of the road, how hard is it to shout at the top of your lungs, “Get off the fucking sidewalk!!!!!!’? I run around Memorial Park in Houston. Every so often, there’s some clueless person riding their bike on the jogging trial, where bikes aren’t allowed. When this happens I shout out, “NO BIKES ON THE JOGGING TRAIL!!!!!”. Then they get off the trail and all is well in the world. Bernard

Not sure what that means in this context. Bernard

Buddy of mine was training United pilots on how to fly the 787 when it was brand new. He got me in the simulator at IAH. With zero flying experience, I was able to taxi to the runway, take off, fly to downtown Houston, then land. Over course he was standing right behind me telling me what to do. It seemed awfully easy though. Of course I wasn’t dealing with any abnormal circumstances. I shot this video of my other buddy landing the same simulator: My landing was smoother than this one. Once on the runway though, I forgot (until reminded) that I needed to steer with my feet. Made things a bit interesting careening down the runway swaying left and right. Captain Obvious: flying the sim was awesome, unbelievably realistic. Random Fact: the steering wheel used to steer the plane out to the runway was this tiny little thing about the size of a door knob. Bernard

Yet a few miles north in Harris County they won’t even bust you for less than four ounces of weed. Bernard

Going to Peru in May. As soon as I heard it was 737 MAX crash... 1. Check my itinerary for aircraft type; 2. Find out it’s a 737-700; 3. Fuck; 4. Read wiki pages to find out if 737-700 the same thing as a 737 MAX; 5. It’s not. 6. Whew. Bernard

Boulder, Colorado police observe a black man picking up trash on his own property. Decide to investigate. Being the pussies that they are, they call for backup. One even pulls his gun on the guy. Bernard https://www-m.cnn.com/2019/03/07/us/colorado-police-black-man-picking-trash-trnd/index.html?r=https%3A%2F%2Fwww.cnn.com%2F

85 years old. Cancer. Dementia. Heart problems. If I get that far, just pump me full of MDMA and cold beer until I'm dead. Bernard

I like the concept, but picking up the car seems like a hassle. The only time I need to rent a car is at the airport. I am supposed to Uber over to some random guy's house to pick up his car? Then repeat on the drop off? Bernard

Is your wife on birth control? If so, what’s the point of following other Catholic rules? You’re both going to hell anyway. Might as well enjoy life now. Bernard

I was wondering the exact same thing. Bernard

These are exactly the kind of statistics that are super easy to manipulate. A credit score of 660 won’t get you a prime mortgage. The cutoff for a prime loan is substantially higher. Although the statement is likely true, and certainly appears to damning, it’s misleading. As I mentioned in a prior post, people (regardless of race) should shop around for the best mortgage terms. The people making loans are on the other side of the table. It’s unfortunate that many people, especially people of color it seems, are ignorant to this fact. A sales organization with geographic territories?!?!?!?! Shocking. Wait. This describes countless other sales organizations. Have you read the Wives and the Stupid Things They Do Thread???? Lastly, I heard Madoff’s sales organation targets mostly old, rich white people. Fucking racists. Bernard

You don’t seem to grasp that the subprime mortgages were not about income. They were about credit scores. The article talks about income, but not credit scores. The research behind the article says they examined four million loan applications. Where is the credit score data? It’s conveniently left out. If the data showed that black borrowers were steered into subprime loans while white borrowers with the same credit scores were considered prime, then we’d have a real, live smoking gun. I can only assume that data, since it was left out of the article, doesn’t exist. Bernard

It’s not racism. I got a loan to buy a house in 2004 from Countrywide Home Loans, then largest home mortgage lender in the county. I did the whole thing by phone/fax/mail. I doubt they knew if I was black or white until long after the loan terms were settled. I will add this though... Regardless of race, there is an amazing amount of ignorance about how the whole process of creating a home mortgage works. A huge majority of borrowers have no idea where the money comes from; who the players are, or how the players get compensated. Very few are aware that the friendly person on the phone does NOT have your best interest at heart. The higher your interest rate, they more the lender profits when the loan gets sold, and they all get sold. Every borrower should shop around for a loan, but few do. Lenders take advantage of the ignorant. When you sit down to buy a car, you know the dealer’s financial motivations are diametrically opposed to your own. It’s the exact same thing when dealing with a home mortgage originator, but most folks don’t know it. Bernard

Has the property appreciated a lot since you inherited it? As touched on above, your basis is the value at the time of inheritance. There’s no special technique to avoid taxes. Bernard

Get it in writing that they’ll install in accordance with Hardie guidelines. Download the installation guidelines. Get familiar with them. Hardie warranty does not cover poor installation techniques, which are extremely common. Bernard

While we’re sitting around waiting to hear what’s on the cockpit voice recorder, this popped up on my YouTube recs... Bernard

A quick look at Group 1 Automotive’s 2018 annual report says otherwise: Gross Profit Margins: new vehicles - 4.9%; used vehicles (retail) 6.1%; used vehicles (wholesale - this is where most trade-ins go) - 2.1% G1A owns 187 new car dealerships selling 30 brands of vehicles Bernard

Depends on how much you value your time and attention. Bernard

By definition, the truth is not slander. Bernard

It’s a tax on driving. Nothing more. Just pay it and move on. Tell Jr. that if he wants to speed, the best technique is drive slow until passed by faster vehicles. Follow a few hundred yards behind your fellow speeder. First car almost gets the ticket, although I was once pulled over along with the guy I was trailing. Bernard

Extremely doubtful. Amazon cargo containers are night and say different than a 15 ton MRAP breaking free from its straps. Bernard

According to the posters over at airliners.net microburst, wind shear, etc. shouldn’t be a problem for a 767 at 7,000 feet. Something went wrong quickly. Same folks referenced above say this flight went from A-OK to impact in less than 20 seconds. Bernard