Not trying to humblebrag, but for crazy reasons unknown to me, I have two credit cards that, together, amount to 100k of credit. I pay them off every month, so there's almost always 100k of credit available to me. I've always thought that if I get some bad news vis a vis cancer or some other ailment, I'm going to go to Paris or Bora Bora, check into an expensive hotel, go to the best restaurants, drink and and dance as long and as hard as I can, and then shuffle off this mortal coil, leaving my last bill unpaid. At least, that's what I think about doing. But then there's this conflicting thought: I've had credit cards for more than 40 years and have never paid a penny of interest on any of them because I pay them off every month. I'd feel bad knowing that I was going to break my streak. My FICO score didn't just build itself, damnit!