This sucks, but be glad you can even get quotes. In FLA, and especially in S Florida, you just take what they offer if you have the good fortune to have an existing policy. I got my renewal notice and called my agent to see what other options were available. She basically said that I should be thrilled that they even offered a renewal and that to the best of her knowledge no other insurers were writing new policies in the area (coastal S Florida). In addition to massive rate hikes I also occasionally get demand letters from them telling me I must replace a water heater some random appliance, the entire electrical service to the house, water lines etc... and that these are also conditions for renewal. It's annoying.
This year I spent hours calling major carriers, but the phone calls were short. "We are not writing new policies in your area at this time..."
I used to be amazed that the insurance companies weren't writing homeowner's policies, but the automotive divisions of those same companies were still giving competitive rates and robustly going after business in the same market. $350K concrete structure? "too risky", $200K of vehicles that roll around and can get hit or stolen... "fuck yeah! we'll bet any price!"
But alas, the automotive coverage, is heading to the moon now too.