GottaB

Pop out to shallow right. 1 stranded again.

Called strike 3. Still scoreless.

Pop fly. Ends the inning. Still scoreless

Single up the middle by Stanford

The stock fan on a Ryzen 7 is very quiet. Can’t speak for the fan you have.

I have ignored micro transactions since my buddy dropped $400 on madden pack a few years ago. I might buy DLC in games I’m already into (Spider-Man) but not most things. It helps I don’t have a ton of time. But yes, the micro transaction has killed the best part of gaming for me. That and paying to access online content (ps plus / Xbox live).

Ok. That’s fair. But every case is different. I have been lucky in this stretch. I think the house, even including taxes and maintenance would have outpaced the market.

Yeah. The “save” period should grow as they get older. Now it is a month. In a couple years, save will go to three months. And so on.

No. He doesn’t suggest rental properties but thinking about “financial independence” made me think about renting a house I was moving out of instead of selling it for below market value. Since then, the house value has climbed and the rent has covered the mortgage. As far as kids savings, there isn’t a need for it. They don’t know about them now. It was more disciplined allocation of funds. I taught me that saving a little can add up quickly and later I can use as a lesson for my kids (I thought ahead, put a little away, now I can give you this generous cushion when you need it). For us, we started putting money straight from our paychecks (like $50 per kid) that I could stop if I felt like it was affecting our budget. Now they have a savings account I can hand them when they move out. Plus it allowed us to confidently switch the deposits this past year. We stopped adding to their savings and started putting that money into a 529 without missing the money each month. The kids do have the give-save-spend allowance. They are 6. They get $5 weekly. $1 they have to give (usually to church). $1 they save (at the end of the month they add it to their spend). $3 they can spend. Toys. Candy. Snacks. Whatever. That way when I take them to the store, and they start bugging me to buy them crap, I tell them to use their money. “I can’t afford that”. “Exactly. Save up. “ Teaches delayed gratification. Or at least in my mind it does.

what I meant to say was: A criticism of his strategy in saving for retirement is that it relies on a return on investments which is greater than the current returns being seen. It worked in the 80s. You need to save more than he suggests now to retire comfortably.

I listened to Dave Ramsey for a while but listening becomes repetitive quick. It’s as if the callers have never listened to a single episode. A criticism of his strategy is that it relies on a return on investments for what you save is not the current returns being seen. It worked in the 80s. You need to save more than he suggests now. Listening to him did get me looking at my finances more than ever. And people that follow his strategy / steps will place them better prepared for financial health than 80% of the US population. I’m 40 and I finished my last degree in my mid 30s so I still have education debt (at 2% interest). I have 3 young kids and we just recently got past the massive monthly daycare bill. My wife and I make a comfortable living but we are just now getting our financial sea legs under us. I’ve always made more than her but she’s gaining (which is awesome). Things I have because I listened to Dave: - Term Life insurance policy not connected to my employer that lasts until after the kids would be in college. - A rental home (investment) - A used car with a small note (- my wife drives a car that is paid off. - 529 for my kids with monthly contributions - savings account for my kids that I control - 3 months living expenses available in cash. I would like this to be closer to 6 months and we are on our way. - my kids get an allowance where they give-save-spend out of. They can buy with their money if I approve of the purchase. - Before listening i was already maxing out my 403b. Now most of those funds are in low cost index funds. As a bonus, my wife just paid off her school loans in under 10 years. She’s a finance person that is more budget minded than I am. I still have some bad spending habits. I buy crap I don’t need but I make sure it doesn’t affect our budget. It does keep me from maximizing my savings. I would like to also start a ROTH but I’m not that compelled at this time.

I’d buy that ticket.

So this was floated on Kevin Smith’s podcast. Let Michael Keaton play the old batman manning the cave alfred style and a new young actor play that role.

At least the shitty writing has some groovy music this episode. Alpha. The new nemesis. Ok. Defenses meant for the walking dead will be shit for these creepers. I imagine fire or massive herds will bring down the walls.

Dammit autocorrect.

My uncle attempted the Appalachian trail. 2/3s the way down he was crossing a bridge and was hit by a car (lady said she was blinded by the sun), tossed over the rails and broke some bones. He spent some time in the hospital and recovered. He still hikes but I don’t think he ever went back to complete the trail.

Wife was heating ready. Not completely dressed. 6 yo: Why are those hemispheres so big?

I’ve been in the Mac universe for about a decade. Their offerings have lost my attention and I decided this was an opportunity to build my own. It’s mainly for web surfing but I do play some games on PS4. I used to play computer games way back in the day so I figured I’d like the option to play on PC. So the goal was for a solid performer for $1200. I found some deals so let’s hope the parts don’t crap out. Bonus I should get three games as promotions with the parts purchased. PCPartPicker part list / Price breakdown by merchant CPU: AMD - Ryzen 7 2700 3.2 GHz 8-Core Processor (Purchased For $235.00 after bundle price) Motherboard: Asus - Prime X470-Pro ATX AM4 Motherboard (Purchased For $155.00 after bundle price) Memory: Corsair - Vengeance RGB Pro 16 GB (2 x 8 GB) DDR4-3000 Memory (Purchased For $110.00) Storage: Western Digital - Blue 1 TB M.2-2280 Solid State Drive (Purchased For $125.00) Video Card: XFX - Radeon RX 580 8 GB GTS Black Edition OC+ Video Card (Purchased For $175.00 at Frys w/ 20% off) Case: Phanteks - Eclipse P300 Tempered Glass (Black/White) ATX Mid Tower Case (Purchased For $54.00) Power Supply: Corsair - TXM Gold 850 W 80+ Gold Certified Semi-Modular ATX Power Supply (Purchased For $83.00) Wireless Network Adapter: Gigabyte - GC-WB867D-I PCI-Express x1 802.11a/b/g/n/ac Wi-Fi Adapter (Purchased For $36.00) Monitor: Dell - S2419HGF 24.0" 1920x1080 144 Hz Monitor (Purchased For $170.00) Total: $1143.00 Prices include shipping, taxes, and discounts when available Generated by PCPartPicker 2019-02-21 23:13 EST-0500

Where is your uncle? Academy has some. I bet elite guns on Parmer lane has a bunch. GT Distributers has a good selection.

I think the quota here is 2. One centerfire, one rimfire. After that you have to pick up a 1911, then move on to polymer hi cap pistols. Brat, once they all move through the pistol phase, and one or two or ten AR platform builds, they’ll focus on shotguns; tactical first then elegant skeet shooters. That’s when they pick up a lever action to harken back to the old days. Which then reminds them of the wheel guns. Patience old buddy. They’re coming around.

Bases loaded.

That happens in repetition for all of HGtV. Not just the show but each segment. There is a preview. A full segment. And a sneak peak of the next segment. 20 minutes of video cut an multiplied to 40 minutes of content spliced with commercials to make 60 minutes of programming. Fuck I hate that channel.

In the meantime, dream of large women

Could not agree more. My next purchase is a CZ bold action .22lr rifle. I’ve got boys that will be learning soon enough.

Citizen Promaster BN0191-55L. Can be had for ~$200 if you look around. https://www.citizenwatch.com/us/en/product/BN0191-55L.html