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GottaB

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Everything posted by GottaB

  1. For those hesitant to build a new computer, do it. YouTube made the process doable. Got this up and running. Not without issues. Trying to create a Windows bootable thumb drive on a Mac was more difficult that it should have been. Evidently using the given Mac default utilities you cannot create a thumb drive with an iso file greater than 5gb. The Macbook I was using had 40gb of free space and the thumb drive was 128gb so plenty of space, but the process froze and provided a partial boot without all the needed drivers. When I tried to use the partially completed boot usb to start my build up, windows would try to install but gave me a generic error code about needing media drivers. Nothing online could tell me what was going on. YouTube and forums and windows support boards were of no use. I tried a bunch of crap. I finally found a comment on a YouTube video that pointed out the 5gb limit and suggested using a different windows 10 version. You cannot use the latest update but rather the update from April of last year. It was small enough. After that, roses. I got the Arkham bundle on steam a few weeks ago so I played a little Arkham knight. Beautiful. I don’t think I can play that game with a keyboard. I was fumbling around for about 10 minutes then hooked up a dualshock controller. That mostly works except the on screen button hints are for an Xbox controller and the X button is in the wrong spot. Very confusing. I used kinguin for my license keys. Mac and office for $40. Buying the ryzen chip and compatible card got me 3 free newly released games. I got resident evil 2 remake (new engine) downloaded last night. Haven’t played. The division 2 and devil may cry 5 should be available in a few weeks.
  2. fan damn tastic
  3. and he bounces one. runner to third.
  4. Wait. Now we bunt? Ok.
  5. Whew. Still scoreless after 5
  6. Scoreless.
  7. Two strike bunt fouled back for the first out. Whew.
  8. Pop out to shallow right. 1 stranded again.
  9. Called strike 3. Still scoreless.
  10. Pop fly. Ends the inning. Still scoreless
  11. Single up the middle by Stanford
  12. The stock fan on a Ryzen 7 is very quiet. Can’t speak for the fan you have.
  13. I have ignored micro transactions since my buddy dropped $400 on madden pack a few years ago. I might buy DLC in games I’m already into (Spider-Man) but not most things. It helps I don’t have a ton of time. But yes, the micro transaction has killed the best part of gaming for me. That and paying to access online content (ps plus / Xbox live).
  14. Ok. That’s fair. But every case is different. I have been lucky in this stretch. I think the house, even including taxes and maintenance would have outpaced the market.
  15. Yeah. The “save” period should grow as they get older. Now it is a month. In a couple years, save will go to three months. And so on.
  16. No. He doesn’t suggest rental properties but thinking about “financial independence” made me think about renting a house I was moving out of instead of selling it for below market value. Since then, the house value has climbed and the rent has covered the mortgage. As far as kids savings, there isn’t a need for it. They don’t know about them now. It was more disciplined allocation of funds. I taught me that saving a little can add up quickly and later I can use as a lesson for my kids (I thought ahead, put a little away, now I can give you this generous cushion when you need it). For us, we started putting money straight from our paychecks (like $50 per kid) that I could stop if I felt like it was affecting our budget. Now they have a savings account I can hand them when they move out. Plus it allowed us to confidently switch the deposits this past year. We stopped adding to their savings and started putting that money into a 529 without missing the money each month. The kids do have the give-save-spend allowance. They are 6. They get $5 weekly. $1 they have to give (usually to church). $1 they save (at the end of the month they add it to their spend). $3 they can spend. Toys. Candy. Snacks. Whatever. That way when I take them to the store, and they start bugging me to buy them crap, I tell them to use their money. “I can’t afford that”. “Exactly. Save up. “ Teaches delayed gratification. Or at least in my mind it does.
  17. what I meant to say was: A criticism of his strategy in saving for retirement is that it relies on a return on investments which is greater than the current returns being seen. It worked in the 80s. You need to save more than he suggests now to retire comfortably.
  18. I listened to Dave Ramsey for a while but listening becomes repetitive quick. It’s as if the callers have never listened to a single episode. A criticism of his strategy is that it relies on a return on investments for what you save is not the current returns being seen. It worked in the 80s. You need to save more than he suggests now. Listening to him did get me looking at my finances more than ever. And people that follow his strategy / steps will place them better prepared for financial health than 80% of the US population. I’m 40 and I finished my last degree in my mid 30s so I still have education debt (at 2% interest). I have 3 young kids and we just recently got past the massive monthly daycare bill. My wife and I make a comfortable living but we are just now getting our financial sea legs under us. I’ve always made more than her but she’s gaining (which is awesome). Things I have because I listened to Dave: - Term Life insurance policy not connected to my employer that lasts until after the kids would be in college. - A rental home (investment) - A used car with a small note (- my wife drives a car that is paid off. - 529 for my kids with monthly contributions - savings account for my kids that I control - 3 months living expenses available in cash. I would like this to be closer to 6 months and we are on our way. - my kids get an allowance where they give-save-spend out of. They can buy with their money if I approve of the purchase. - Before listening i was already maxing out my 403b. Now most of those funds are in low cost index funds. As a bonus, my wife just paid off her school loans in under 10 years. She’s a finance person that is more budget minded than I am. I still have some bad spending habits. I buy crap I don’t need but I make sure it doesn’t affect our budget. It does keep me from maximizing my savings. I would like to also start a ROTH but I’m not that compelled at this time.
  19. I’d buy that ticket.
  20. So this was floated on Kevin Smith’s podcast. Let Michael Keaton play the old batman manning the cave alfred style and a new young actor play that role.
  21. At least the shitty writing has some groovy music this episode. Alpha. The new nemesis. Ok. Defenses meant for the walking dead will be shit for these creepers. I imagine fire or massive herds will bring down the walls.
  22. GottaB

    Shit My Kid Says

    Dammit autocorrect.
  23. My uncle attempted the Appalachian trail. 2/3s the way down he was crossing a bridge and was hit by a car (lady said she was blinded by the sun), tossed over the rails and broke some bones. He spent some time in the hospital and recovered. He still hikes but I don’t think he ever went back to complete the trail.
  24. GottaB

    Shit My Kid Says

    Wife was heating ready. Not completely dressed. 6 yo: Why are those hemispheres so big?
  25. I’ve been in the Mac universe for about a decade. Their offerings have lost my attention and I decided this was an opportunity to build my own. It’s mainly for web surfing but I do play some games on PS4. I used to play computer games way back in the day so I figured I’d like the option to play on PC. So the goal was for a solid performer for $1200. I found some deals so let’s hope the parts don’t crap out. Bonus I should get three games as promotions with the parts purchased. PCPartPicker part list / Price breakdown by merchant CPU: AMD - Ryzen 7 2700 3.2 GHz 8-Core Processor (Purchased For $235.00 after bundle price) Motherboard: Asus - Prime X470-Pro ATX AM4 Motherboard (Purchased For $155.00 after bundle price) Memory: Corsair - Vengeance RGB Pro 16 GB (2 x 8 GB) DDR4-3000 Memory (Purchased For $110.00) Storage: Western Digital - Blue 1 TB M.2-2280 Solid State Drive (Purchased For $125.00) Video Card: XFX - Radeon RX 580 8 GB GTS Black Edition OC+ Video Card (Purchased For $175.00 at Frys w/ 20% off) Case: Phanteks - Eclipse P300 Tempered Glass (Black/White) ATX Mid Tower Case (Purchased For $54.00) Power Supply: Corsair - TXM Gold 850 W 80+ Gold Certified Semi-Modular ATX Power Supply (Purchased For $83.00) Wireless Network Adapter: Gigabyte - GC-WB867D-I PCI-Express x1 802.11a/b/g/n/ac Wi-Fi Adapter (Purchased For $36.00) Monitor: Dell - S2419HGF 24.0" 1920x1080 144 Hz Monitor (Purchased For $170.00) Total: $1143.00 Prices include shipping, taxes, and discounts when available Generated by PCPartPicker 2019-02-21 23:13 EST-0500
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