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Neonmoon

Certifiably Surly
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Everything posted by Neonmoon

  1. Neonmoon
    Our society is fucked anyway. It’s beyond dumb. Requiring people to learn Texas history isn’t going to change that. Higher education has a cost issue. Attendance is a symptom, not the problem. I also believe a well rounded education is a good thing, but I believe people should have more choice in their degree requirements outside core.
  2. Neonmoon
    UWM sued for steering Actual Court Filing UWM sued for steering. It will be interesting what happens to this case. Probably nothing as UWM has deep pockets, but when I pull up the broker production in my town. They are 100% UWM. Nothing wrong with that as they probably have the best price/product/system but I always chuckle a little when I hear the “we shop so you don’t have to” sales line I know @Wulaw Horn is going to come off the top rope in 3…2…
  3. Neonmoon
    That’s where Old Gregg lives
  4. Neonmoon
    I agree with this. The structure for higher education is outdated. There is way too much unneeded shit for most degrees. You do not need a language credit for a biology degree. You don’t need a Texas History credit either. Higher education costs too much anyway, it doesn’t need to be weighted down with extra bullshit. And attendance requirements are mostly unnecessary. I had an upper level English teacher try and fail me due to attendance requirements. I had an A and was one of 3 people that ever participated in class discussion. I missed 5 classes and the professor wanted to fail me. But as long as you shows up and slept, that was okay. Idiocy.
  5. Neonmoon
    I definitely took classes in college where I skipped all the classes and just showed up for quizzes/exams. Was that wrong? Should I not have done that?
  6. Neonmoon
    My dogs are put away anytime we answer the door. We don’t order delivery food. We also don’t carry guns because we’re not huge pussies.
  7. Neonmoon
    If a delivery driver shot my dog, the news would be “man charged with beating delivery driver to death”
  8. Neonmoon
  9. Neonmoon
    So did he deliver the food or what?
  10. Neonmoon
    Here is a more recent metric. Down -14.5% from peak. I trust Freddie Mac data more than some fucking Aggy the above graph is most down metros. Below is the most up metros
  11. Neonmoon
    This person is really dumb. I want to know who employs them so I can short the stock. In no way is this evidence of the market cracking. This is further evidence that successful people (aka people that make lots of money) can be really fucking stupid. The majority of lenders sells loans to investors after closing them so they have more money to lend to other people. It’s not because the loan is risky, that’s stupid. In fact, it’s a sign the loan is not risky since they can easily sell it.
  12. Neonmoon
    You're fine. Anytime the MBS market goes down, I'm going to cry and moan like a little bitch. (It already reversed and is back up 11 on the day) Rates are going to say in high 6s/low 7s until the Fed makes a cut.
  13. Neonmoon
    Borrowing money more expensive. (Interest rates above 7%. Mortgage applications have/will take a dive) People no want to borrower expensive money No buyers. Home prices could trickle down more.
  14. Neonmoon
    I bet some people on this board grew up driving on a road or educated in a school named after a traitor (Robert E. Lee)
  15. Neonmoon
    April has taken on a huge shit on bond market.
  16. Neonmoon

    LBGTQ

    Neonmoon replied to Mo Horn's topic in Cloak Room

  17. Neonmoon
    I was out of pocket today. Was there a particular reason the MBS market shit its pants? Or just reacting to PCE and spending data from Friday?
  18. Neonmoon
  19. Neonmoon
    That Missouri law seems a little sus Perjorative terms for handicap and transgender individuals is political speech?
  20. Neonmoon
    Second Skin
  21. Neonmoon
    Dear Zachary
  22. Neonmoon
  23. Neonmoon
    They're all the same. Control = Power
  24. Neonmoon
    Why does anyone still wear a necktie?
  25. Neonmoon
    Chappy!!!!!!!!

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