
Dahobbs
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Posts posted by Dahobbs
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1 minute ago, Don Johnson said:
I am responding to her overly dramatic use of the word threat, referring to people as either "a threat, a Covid denier or selfish" and your defense of her. If that's not what she meant, she shouldn't have said it. All I can go off is what people say and its seems pretty obvious she wasn't just talking about being hesitant to return to old habits.
You and I sound like we are on the same page. No clue why you defended her on this. Especially when your defense is she didn't intend what she said.
Why is the word "threat" overly dramatic? In this context, it just means potentially dangerous. That is an accurate representation of how I and others felt about unmasked individuals and large crowds during the height of the pandemic. She didn't say they were intentionally threatening. And she didn't say they are currently a threat. She said it'll take time to get over that internal danger bell that many of us developed during the pandemic. What word did you want her to use to describe that feeling?
Quotethreat noun (UNWANTED POSSIBILITY)
the possibility that something unwanted will happen, or a person or thing that is likely to cause something unwanted to happen:
https://dictionary.cambridge.org/us/dictionary/english/threat
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Just now, Don Johnson said:
When I'm in a situation where a handshake is possible, its kind of a "are we going to do this?" moment. Or if he stick his out, its an "OK, he wants to shake my hand, I'm not going to rude, so I'm going to do it."
Its never, "What's this irresponsible Covid denier trying to do? Fucking kill me?"
Why are you being so obtuse? You're reading something into the word "threat" that I don't believe was intended (and certainly not by me). But go ahead, continue being an asshole to everyone who maybe took this a little more seriously than you and will take some time to readjust to a normal world again.
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25 minutes ago, Liquor and Poker said:
The handshake thing has been, and will continue to be, interesting. I'm not elbow bumping the CEO of my client. But I will admit I actually think about it for the first time since I was 7 or 8 or so.
You've known the CEO of your client for a long time. Or you're really young. /s
Yeah, this is the sort of interaction that use to be automatic but now has that moment of hesitation.
But I guess those that never considered Covid-19 a real threat wouldn't understand this change.
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1 hour ago, JimmyJames said:
So are the celebrating VM, victory over masks day on the DT thread or have they found something else to bitch about?
Well, Rachel Maddow said she'll have to readjust to no longer consider unmasked people a threat. That statement was apparently deeply troubling and worthy of ridicule. I have no idea why.
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12 minutes ago, Cheeseweasel said:
You see people as a threat? That doesn't seem normal or realistic. How do you get to work in the morning with all those Killer Cars around you?
Why are you taking the statement out of context? Prior to being vaccinated, I avoided crowds and would move away from away from unmasked individuals. In a very real sense my mind became trained to considering them a source of danger (AKA, a threat). It doesn't mean I thought those people were intentionally threatening me. But it does mean I treated unmasked people with caution. Her point is that it'll take many people time to readjust to a more open world. And, yes, I'm cautious around cars too. Everyone should be.
11 minutes ago, Don Johnson said:Its a take, for sure. Some people are excited to be back out there. I'm vaccinated and am pumped to be doing everything normal. Glad to see people and faces. At no point am I struggling with not seeing people around me as a threat or selfish.
Good for you. I'm glad you adjusted quickly. For a lot of people it'll take time to beat back the habits they developed in the pandemic. I have no idea why anyone would be critical of someone for making that self aware observation.
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27 minutes ago, Don Johnson said:
Ya think?
That seems like a realistic take on where we currently are. It'll take time for people to get use to being in large groups again. It'll take time for people to get use to seeing people without masks. I'm not sure why people are treating it like an inflammatory statement. It is the opposite.
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Just now, InkaUtexas said:
If they want to wear them let them. I am vaxxed and ready, but my local bar has a requirement to still wear a mask for their staff. I don't mind wearing one when ordering at the bar if for anything to let them know I take them serious.
And, it is going to be difficult for private businesses to treat the vaccinated and unvaccinated differently. The safest course of action for them right now is to treat everyone as unvaccinated. I'd think this summer rates would be high enough to justify the opposite assumption. Ideally businesses would allow those with vaccine cards to enter without masks. But given the potential reaction of certain members of the public and the practical difficulties in enforcing that requirement, most businesses are going to find that very difficult to do.
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1 minute ago, Bevo said:
Just anecdotal, but my niece who is an elite soccer player caught COVID in August as a 14-15yr old. She had an enlarged heart afterwards even though her symptoms otherwise were mild. As of the last time I asked, she still doesn't have the stamina that she had prior to COVID.
That sucks. I'm sorry to hear that.
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9 hours ago, MNLonghornFUKM said:
You actually believe all of the bullshit you just typed? Are faucis people 16-17 years old? Besides, 4/15 was a month ago. “Probably a little more than half” is a very disconcerting answer for a vaccine that’s been available to adults since freaking FebruaryIt was a reasonable post. I tried to get vaccinated as soon as possible. But, I wasn't in an at risk category and even when Texas opened up to everyone it still wasn't possible to immediately get an appointment. I actually had to get my vaccine through a friend who worked at a hospital as part of an employee program and just reached the two week period post second shot on Monday. I'll also point out that not everyone that works at CDC, FDA, or NIH are doctors or medical professionals. These are big organizations with a large variety of employees and contractors that work for them. Finally, 60% is well ahead of the rate for the general population, so I'm not really sure why you or anyone else thinks it is a bad look. Frankly, it would be bad optics if all those agencies were at or near 100% this soon, as it would imply that the agencies gave themselves preferential treatment over at risk populations.
Edit: Final point: That video was posted on May 13, which is exactly 28 days from April 15. That means that even if every single person got the first dose on April 15, they'd barely meet the threshold for getting the second Moderna vaccine by the time the video was posted. That's a really tight timetable if you're expecting them to be at 100% already.
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28 minutes ago, DanRydell said:
You can only double dip with PIP. MedPay gets to subrogate against the liability coverage and any agent who sells it instead of PIP should be summarily executed for crookedness or incompetence.
Good catch.
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3 hours ago, Nice Guy Eddie said:
That’s a good argument made by you for the jury but come on. If someone said they couldn’t pick up their grand kids for a few weeks, I wouldn’t give them any money if I was on the jury. And I’ve been on a jury that awarded someone 1m because of an injury.
Just so there is no confusion, in my prior post I really meant the royal you as opposed to your personally. I also wasn't trying to imply that a case where the damages were limited to not being able to pick up grand kids for a couple of weeks would be high value. In this case, the medical cost of hospitalization and treatment of an 89 year old man for multiple broken ribs would exceed minimum policy limits by itself. And, where the grandfather had been active before the incident, the impact that kind of injury can have on quality of life is pretty dramatic and even can even start a precipitous decline. Further, the problem with arranging early settlement is that often time the injured doesn't know the full scope of required future treatment. I feel comfortable in saying that the case described would warrant a policy limit offer for any policy with 100k or less coverage. More than that and it becomes questionable.
54 minutes ago, T’Boo Ted Marshall said:You can’t subrogate PIP but I thought you could on MPC. That was the case when using UM/UIM.
Medpay policies only cover out of pocket costs, so you can't subrogate at all as a health insurer. It isn't subrogation if the same policy provides both UIM coverage and PIP/Medpay. Subrogation refers to efforts to collect against a third-party for insurance proceeds paid. Intrapolicy issues like that are driven by the terms of the policy. Typically UIM coverage has a provision that allows the insurer to offset its UIM coverage for amounts paid under PIP coverage under the same policy. I don't believe Texas law allows an offset for payments made under Medpay coverage. And, at least in Texas, offsets are pretty limited since you can't offset at all if the damages exceed the total of the UIM and PIP coverage.
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1 hour ago, Nice Guy Eddie said:
That’s a good argument made by you for the jury but come on. If someone said they couldn’t pick up their grand kids for a few weeks, I wouldn’t give them any money if I was on the jury. And I’ve been on a jury that awarded someone 1m because of an injury.
I was giving an example of non economic damages and how they have value. If you aren't willing to put any dollar figure on the non economic costs associated with a lawsuit, then you are unable to follow the law and should be struck from any and every jury
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3 minutes ago, F250 said:
WTF????
Starvation is not a valid method for losing fat and increasing your health. Dropping 12 pounds in less than a month is not a good idea either, it's actually pretty fucking terrible.
At your size your Basal Metabolic Rate is easily over 2,100 calories with a full blown sedentary lifestyle. You are not even getting half of the required calories for your body to properly function.
https://www.healthstatus.com/calculate/basal-metabolic-rate/
"American College of Sports Medicine RecommendationsThe American College of Sports Medicine takes BMR requirements seriously because of the potential dangers of insufficient caloric intake. Subsequently, they endorse a minimum net daily caloric intake of 1,200 for women and 1,800 for men. Factors such as age and height affect the exact number of calories a person needs per day however, so these numbers truly are only a guide."
This. Also, at his weight and height, it doesn't look like he really needs that much weight loss anyway. He just needs to improve his nutrition and find a sustainable and healthy style while adding exercise, particularly strength training. At most, I would target a slight caloric deficit (200 - 400 calories per day).
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34 minutes ago, Nice Guy Eddie said:
I don't understand the need to sue here. Are they not willing to cover his medical bills?
They haven't offered a settlement yet. Unless the other person has very good coverage in excess of $100,000 per individual for damages, GEICO should offer policy limits. Sometimes it takes a suit to force them to do that. In fact, often times it takes a suit to get the insurance company to even tell you what the policy limits are. Also, you are not limited to recovering only your medical bills. You can recover for pain and suffering, including future pain and suffering. These things are real and have a real value and effect on people. For instance, being unable to hold your grand kids(or great grand kids) during the limited time you have left because of a broken ribs is a huge cost that needs to be accounted for.
Other thing to keep in mind on medical bills is that you can also recover for future medical. And the bill you recover on isn't merely the amount you paid out of pocket, but rather the full amount paid by you and your health insurer (who will then have the right to get a portion of any settlement). And you have the separate issue in Texas of hospital liens. For whatever reason, hospitals have taken the position that the law allows them to recover the full bill charge regardless of whether they have been fully paid the rate owed under their contract with the health insurer. The full bill charge is usually many times greater than what is ever actually paid for the hospital's services. Hospital liens have to be satisfied before settlement funds can be disbursed to the injured party.
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1 hour ago, Chewbacca said:
How were they feeling when they had no power back in Feb?
About the same as everyone else since the pumps didn't work without power either.
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7 minutes ago, conVINCEd said:
Max on PIP used to be $10k. It’s basically designed to cover your deductible on your health insurance.
I have 50k PIP with USAA and can get up to 100k. I have 100k medpay.
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12 minutes ago, Goredho said:
I will support the immediate arrest of those four if we can have the immediate cardiac arrest of Donald Trump, Mitch McConnell, Rupert Murdoch and Roger Stone.
People can recovery from cardiac arrest.
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On 5/11/2021 at 1:15 PM, Irish Wrist Watch said:
Let's say you get $100k from the kid's insurance company for pain and suffering. Let's say you have your own insurance coverage that would cover the same amount. Can your insurer be forced to pay you in addition to his? Or, what if your insurance is up to $500k.
Depends on the type of coverage you have and your state. In Texas, medpay and PIP policies would still have to pay you, i.e., you can be paid twice. Your comprehensive coverage would have a subrogation claim against the third-party, so you couldn't get double paid there.
also see @TwiceHorn's post above on UIM coverage.
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14 minutes ago, conVINCEd said:
250/500/100 liability limits aren’t uncommon at all.
That's interesting. I've never seen any that high, but granted I don't do a ton of auto accident work. I just handle the occasional case here and there, usually as a favor to someone else.
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44 minutes ago, TwiceHorn said:
Dahobbs advice is good assuming the medicals are in the vicinity of the injury limits. Note again that property damage and personal injury are "separate" policies with different limits and property claims are usually fairly easily settled.
Look at the injuries, cracked sternum, 8 broken ribs on right side, two broken ribs on left, on going pain and potential medical complications for an 89 year old man. Even if it is a fabulous policy with 100k in limits (which is near the max I've seen someone actually carry), the insurer should still pay out policy limits on the injury side and I wouldn't accept a penny less, and I wouldn't care if the medical bills were substantially less than that.
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7 minutes ago, horn4life said:
First off let me say my Dad is NOT your average 89 year old. He's in probably the top 2-3% of physical health. I tease him that he needs to go break some 90 and over age group swimming records next year. Up and down stairs at home, you get the idea. This wreck happened a few weeks ago.
Anyhow he T-bones a kid older sedan when he pulls out in front of my Dad's new Subaru. THANKFULLY the new Subaru, because I think he might have been even more severely injured in his several year old van. The long story short is a 16 year old stops at the entrance to the road, then pulls out right in front of my Dad. Witness who was admiring the new Subaru at the time saw everything. The car had like 2200 miles and the better safety features probably saved his life. In the end cracked sternum, 8 broken ribs on right side, two broken ribs on left. So excruciating pain, each time you clear your lungs. He's smart, and knows those deep clearing breathes were necessary and he just took the agony knowing that it was really the only way to avoid Pneumonia. He's a badass and stopped taking his pain meds asap, and looks to be well on the road to recovery. However, the sedentary weeks took a toll and him, and he worries about what the potential debilitation might be long term (me as well). The insurance company GEICO sent him a bunch of forms about falls and other medical information requests. I assume to make a low offer, and simply gather information. Right now his main concern is whether or not the accident may have changed the Aneurysm in his chest, which luckily did not burst when the airbags deployed. HE also has atrial fib so while in otherwise great physical health with a wonderful quality of life, he could also drop dead any day.
He is willing to sue, and referenced an incident where he did in the past to recover damages in some of the prior accident information he was providing GEICO.
This is way out of my realm and do not know if he should retain an attorney. Or do what he is now doing which is giving GEICO information and seeing what sort of offer they come up with. He is not looking to "cash in" and knows a good deal of the settlement will go to attorney's fees and expenses if he goes that route. I honestly do not have any good advice for him here as it's not my area of expertise.
One cheaper option might be a letter from my sister-in-law attorney if they come in low, but by allowing my Dad to work towards as settlement with GEICO? (ultimately not my decision) is he doing the wrong thing?
Thanks in Advance
My advice, have your dad ask for the policy limits from the kid's insurance. If the insurance company denies that, retain an attorney. This sounds like a case the insurance company should just pay policy limits and be done with it. Not much of a reason to pay 33% to an attorney if the insurance is going to pay without too much fuss other than to be cautious that you don't screw something up (which isn't a terrible reason, but I sometimes I feel other attorneys just process the easy cases without providing a ton of benefit to the client). In no way shape or form should he negotiate for anything less than policy limits. Also, if you dad has UIM coverage, look at making a claim with his insurance as well as I can pretty much guarantee his damages exceed whatever insurance coverage the kid has.
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Just now, workswithseed said:
Fuck them if they're ugly?
You're right, I had it backwards. Come on coffee, hit me.
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26 minutes ago, workswithseed said:
Fuck your patients, unless they're ugly.
I think you have that backwards.
Formerly DT: COVID-19 - Featuring Lots of Politics, now CR because political talk not going away
in Cloak Room
Posted
Again, what do you understand the word threat to mean?
What I said is that I dont think in this context it means "intentional" threat. I don't think the unmasked intended to put me or others in danger. But, objectively, they did put us in danger. And that is how I perceived it. So I was cautious around them. And my brain was trained that they represented a danger. Now that I am vaccinated, the unmasked arent a danger. But it'll take awhile for my unconscious brain to accept that.