zork

Looks like all we need to know now is who will be Biden's VP pick?

enhance:

As horribly obvious as the PI by OU DBs on the last 2 point conversion were, the ISU WR couldof/shouldof caught it anyway to win the game. Still got mauled from the left and right before the ball got there and it certainly was in the air.

yep. luca's bomb 3 was this close {} from way down town that would have really capped his career night. alas, a tough loss to a shit team instead.

puke four minute drought /puke

luca getting good rest for the last 6-7 minutes of the 4th.

She has a nice grip. Was it on auction.com or just some local county courthouse list or what? What methods, if you don't mine sharing, did you employ to do your creeping and/or fact finding about the property before the auction? Anything you would do differently next time, given you are only barely into the final stages of this one of course.

https://www.worldatlas.com/sa/bo/where-is-bolivia.html

That is a bummer. I stood staring at it for about 45 minutes when I was there in '99. Up close, then as far back as I could stand, amazing. So much to see in one giant painting. Did you catch the Van Gogh museum?

And reduced financing for drilling means less supply, perhaps. Cold Winter with less NG supply means, perhaps, higher prices till the supply is corrected.

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Not just a higher rate, you will have to pay more interest sooner on the new loan. Look at the amount of principal you are paying per payment now. Then go look at the amortization table for a new loan. The interest is front loaded. People who refi after spending, lets say, 5 years paying mostly interest generally don't calculate that part in their break even analysis. IMHO you should only refi if you can shrink your term as well as your rate. Go from a 30 year to a 15 year is a really good deal. Look at the amortization table to see it as you are paying so much more principal each payment. Or, if you really need the cash for emergency or to make an investment that would recover your new interest expenses(relative to being further along on the principal repayment schedule) then of course you do what you have to do. 7 years left on a 30 year loan is mostly principal remaining. plug in your original loan amount, term, and interest rate into this and see how much interest is left with only 7 years to go: https://www.creditkarma.com/calculators/amortization/

KLEBER was out tonight so Boban and Portskie got more minutes inside.

if you refi you want to do it while owner occupied(can take more out percentage wise and a better rate since OwnerOcc). But only if you really need the money with just 7 years left as you have paid most of your interest on your last loan already and that is a terrific rate.

Boban has had a nice 10 minutes late in the 3rd and early in the 4th. 2nd straight triple double for Luka. Mavs on fire tonight late 3rd, early 4th.

wait for it

Ok, now do Texas if that is the game.

The angry librarian telling Joe where to go.

Beto is the furry, if the comments on the twit are correct.