52-80

I didnt invent the verbiage - “covered” “participate” “participated” etc. Those were lifted from the benefits survey publications for those years. When they switched to the modern compensation survey, the questions were more specific allowing for detailed answers like ‘percentage of workers with *frozen* DBs transitioned to alternate form of pension’. the long term trends in the answer tells me with high confidence that in 1995, the percentage of employees with actively offered DB was 50%, not ‘fuhgetaboutit’

I dont see color or race/racism either.

Tell her the math is easy, you just multiply both numbers by 2 so she needs 4/6 at the end.

Most of merch revenue goes to the team. Liberty Media owns the licensing around "F1" and race names and other properties and gets some licensing money from deals with merchants, but RBR can still sell "ORACLE Red Bull Racing Honda Tag Heuer" t-shirts all day long. Also, the merch king should always be Ferrari, no matter who drives for them and who drives for RBR.

the real problem here is units of cups and fractions instead of using metric and decimals.

Wonder why they spend 8 years in school to perform that when they can do it for free behind the bush in Pease Park

My guess is all the benefits will be retained , at least for a while , because Apple would want to maintain those perks and JPM's business can support it. GS' consumer profitability problem is they have twice the credit loss rate of JPM (unknown how much come from Apple card vs General Motors cards), and very high overhead and operating expenses relative to the revenue due to their smaller scale. JPM can run the card portfolio more efficiently, and probably better at credit assessment and collections.

Opposite, GS is moving away from retail banking. They partnered on this Apple Card thing shortly after launching Marcus. I think theyre deciding the juice is not worth the squeeze.

I think you meant to post this

Prove it.

3% on Apple goods and select affiliated stores (including Exxon, CVS, and Uber) 2% on everything when you use Apple Pay (meaning both tap-terminals in person and also online shopping!) 1% on everything else Instant feedback in the app on what youve earned which is kinda neat too

The real reason he got shot was for wearing those shoes.

Whatever philosophies and processes Apple uses to ensure good user experience, its amazing. Decided to get the Apple Card on a whim. No annual fees so why not. Application was done through the iPhone Wallet app. Because Apple already has my email and address, all I did was enter birthdate, ssn, and income, and the card was instantly approved — and added to the app to use for Apple Pay. Start to finish it took all of 2 minutes from when I got the idea to when I had a new payment acct on the phone ready to go. When physical card got home, activation of it only needs an NFC tap of the phone…or instead just hit confirm in the app itself. No calling a number and talking to human or robot. No forex fees. Did a few foreign purchases and charge converted to 1% atop of market rate. With a 2% cashback reward, thats a net 1% earned — better than most native cards outside the US. The whole app to manage the account is just so much more pleasant than JPMC/AMEX/etc too… they really nailed the design.

https://data.bls.gov/dataViewer/view/timeseries/NBU21900000000001428290 Percent of private industry workers with access to defined benefit plans in the West South Central census area: 11% You can also query union vs non-union stuff, people with frozen plans, people with grandfathered plans frozen to new employees, etc. It's a clunky tool and the underlying survey changed over time so different data are available in different time period and with different search conditons. https://data.bls.gov/dataQuery/find?st=0&r=20&fq=cg:[Geography]&fq=cc:[Census+Divisions]&more=0&fq=ccd:[West+South+Central]&q=defined+benefit

ok too lazy to finish this

Verstappen pouting and soft-threatening to leave the sport https://www.bbc.com/sport/formula1/articles/c0m0wwk7ejno On one hand, he's right that censoring curse words and being a rule-stickler such as on Sainz (I dont mean race conducts) is really schoolmarm behavior. On the other hand, lol, fuck him. Each race sells hundreds of thousands of tickets and F1 grows its revenue sequentially before and and after him. He might have leverage on Red Bull but not on Liberty Media.

projection with current seeding makes sense given the teams locations

"we" is doing some heavy lifting in this sentence.