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52-80

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Everything posted by 52-80

  1. I think this guy would have received much more public sympathy if he was a convicted felon, pedophile, and in the midst of swinging a skateboard at someone during a riot.
  2. i have to say these videos are false advertising. i knew my ears were clean, but watching those videos made me think there may still be goop in there. i q-tip religiously despite the popular notion that it just 'pushes wax deeper in'. so i went for a deep ear cleaning on vacation this year and all they pulled out were a few small flakes of white wax and stray hair. it was pleasantly ticklish though.
  3. Its the other guy, who thinks gelsinger is an MBA because anything bad that happens is because of business or public markets.
  4. i discovered theres such a thing as a whistling arrowhead and now i want to shoot peopl ..err.. things with it
  5. Another knee-jerk anti-capitalism screed turns out to be just shooting from the hips. Many such examples.
  6. The abstracted bottom line is theres a bigger demand out there for mortgage loans than just from the mortgage lenders, which creates competitive pressure resulting in lower rates for borrowers. Because conversely if nobody wanted to take the risk of holding real estate debt, nobody would want to give you a mortgage.
  7. 1. Some investors want the investment return of a mortgage, but aren't structured or licensed to originate loans. So the loans become packaged in commoditized product and sold around to these people who are pension funds and endowments and insurance companies etc. (See Mortgage Backed Securities or Collateralized Mortgage Obligation). Also different financial institutions are always looking to balance their risk profile or liquidity level, so this is just 1 type of debt asset they hold vs treasuries, junk bonds, corporate bonds, etc. 2. It's a financial product, so it gets packaged into whichever way the market demands it. Sometimes they mixed riskier debt with safer ones to reach an target risk profile. Often now they package like-debt together, because people seek it. Like people want a basket of mortgages from a certain geography because they have a mandate for that exposure, or that location has lower interest rate sensitivity due to local laws or whatever. Can I get a beer too?
  8. Im surprised neither of them ascribed it to climate change
  9. It’s somewhat of a dream of mine to be a public hero by fighting off terrorists with a tusk of a Narwal
  10. They actually copied the Rolls design As a concept, it actually looks really really good. But also, as a concept, basically only 5% of that aesthetic is actually ever going to carry over in production
  11. POTUS #9 William Henry Harrison had the worst opening to an inauguration speech in history Which is probably why he died 31 days into the presidency
  12. Actually i changed my mind. You should tell the IRS your cost basis was $300k/btc so you can claim a capital loss deduction.
  13. “Ah! Well! Nevertheless….”
  14. Put quinn in those big ass braces that the linemen use. it worked for taysom hill.
  15. Shooters shoot. Passers pass.
  16. What explains the phenomenon where the west side of the city is nice and expensive and the east side is poor and slummy. Its true for every city ive lived in and every city i know about
  17. Just picked up a bunch of croots. They also have Julian Lewis and Quannel X Farrakhan Jr lol
  18. Albon described what it was like driving against Verstappen. He said Verstappen likes an extremely quick front axle, perhaps the most extreme on the grid. So while each driver can tune their car differently, the baseline configuration and development path of RB is towards a twitchy car. If you fall behind Max in performance, you might want to push harder, which is riskier in a punishing car like that, so youre prone to making even more mistakes, and it creates this spiraling deficit. This is the reason it seems like his partners always get the boot - their relative gap continues to degrade. (except i think ricciardo was better but w/e)
  19. Hard times make hard men. Hard men make easy time. Easy times make soft men. <— we are here Soft men make hard time.
  20. ..
  21. bitcoiners showing up at the family thanksgiving dinner:
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