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52-80

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Everything posted by 52-80

  1. Im gonna profess to something embarassing which is that I spent $300 on an umbrella, which I lost after a few months, so I spent $250 on a replacement, which I basically never ever used again.
  2. Imogen Poots sounds like a funny phrase a 3 year old came up with
  3. That’s some serious cargo space though
  4. Thats the compromise they came up with. Shes making the purchase privately then expensing it after the trip. Buying it now to secure the flight and hotel so we can do family vacation on top of the business trip.
  5. Xavier worthy on the Horns, Xavier worthy on the Chiefs
  6. the divorce lawyer
  7. Regrettably, very few of us have the money to fuck a different bitch everyday.
  8. Waymo has those roof things because they use spinning Lidars. With 140* fixed angle Hesai units, 4 are required for total coverage. Base case $2k COGS, best case $1k. That's half to all of their current profit per vehicle. ($55k ASP, 6.5% net margin, 28.5% ETR). Obviously, they'll sell it with upcharge and subscription, so it's not fully dilutive to the bottom line. I'm just saying additional hardware cost of thousands is really significant in a car, when even in a BMW they scrutinize parts cost of single dollars and cents.
  9. Im kinda wondering how long until I'm known at work as the deuce monster. We have fully-closed single-room unisex toilet facilities in the building. The ones on my work floor is always busy, and, frankly, often disgusting. The neighboring floors however house a tiny group of mostly women so their toilets are in tip top condition and always free. Almost everyday I go in there for a long time and drop some massive stinker. The office walls are glass and its very obvious who is coming and going into the floor, and I just wonder when it begins to click for them that I'm the guy whos stanking up their bathrooms.
  10. You’re citing unit costs for Lidar. A car would need a suite of cameras to have complete spatial coverage, say 5*$1k. And lidar cant see colors to read signs and road markings (whereas cameras can infer shapes and vectors from 30fps combo of multiple cameras). Hence Waymo combines their lidars with cameras and radars for total autonomy hardware cost of some est $50k+. Tesla’s previously vague FSD promises are getting more specific: unsupervised fsd service in austin, and cybercabs are running around their lots (rather than a single static prototype). Its only a few more months till the proverbial tide goes out and they have to show their cards.
  11. 39% with median $1k savings doesnt mean $1k is all they have access to. It is not the balance of their checking and savings (“transactional”) accounts This is money “earmarked” specifically for emergency. And 39% is the bucket of people who earmark less than 1mo income (not expense) for emergencies. These people cover the 50th percentile in financial metrics, and their financial accounts and non-financial assets are far greater than $1k.
  12. Not a realtOr but i think $20m can buy a home in NYC too.
  13. The free AP or nerfed EAP you drive is not the same software stack as FSD.
  14. Dont look now but after going on a 1-month tear, nat gas just dropped 42 cents in 1 day.
  15. That reporting is some cnn/msn/forbes level of slop. They cited the Fed’s 2022 (SCF) data on transactional account, then mixed in Motley Fool info despite the Fed surveying the exact same question, and then they gave some other supposed Fed number which is actually wrong. The Fed’s SHED survey reports people feeling *atleast* “financially okay” at 73% for 2022 (much higher than Motley Fool’s 40%) The question about covering $400 emergency expense asks for cash and cash equivalents, where 63% respondees can do it. The cash equivalent is using credit card fully payable the next cycle. In fact the report recognized those who responded not paying by cash/equivalents “still likely had access to $400 cash”. Therefore they supplemented the question with what is the size of emergency spending they can handle: 48% atleast $2000, and 68% atleast $500. Having 3x months expense in savings is a choice. 54% can cover it from their “rainy say fund” but a further 15% can “draw on other savings” (69% total). Remember the median $8k savings account figure? There’s a further $26k in median CD accounts, and $150k in median bonds (*excluding* retirement accounts). Besides the Fed, the CFPB also did a 2022 emergency savings and financial security survey. 39% have median emergency savings of $1000, and 37% have $25000 (mean values are $2k/97k).
  16. If you handled 4 years of conservatives hating on your car, whats another 4 years of liberals hating on your car?
  17. And yet they can't escape a fisherman's trap pot
  18. Do you feel a change in restfulness? In satisfied with my quality of sleep for the duration, but then again ive been snoring since college so its always been the same frame of reference.
  19. Its kinda like how good BBQ isnt exclusive to centex anymore. Those other places do good Naples style pies. Just not *that* special. The Bonci stuff floored me because i didnt expect a fluffy square overloaded with a bunch of unusual toppings to be delicious. Complete surprise.
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