Everything posted by 52-80
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Financial Goals in 2025
Not a realtOr but i think $20m can buy a home in NYC too.
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Tesla
The free AP or nerfed EAP you drive is not the same software stack as FSD.
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Hey Oil Barons.......
Dont look now but after going on a 1-month tear, nat gas just dropped 42 cents in 1 day.
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Markets still falling like whoa
That reporting is some cnn/msn/forbes level of slop. They cited the Fed’s 2022 (SCF) data on transactional account, then mixed in Motley Fool info despite the Fed surveying the exact same question, and then they gave some other supposed Fed number which is actually wrong. The Fed’s SHED survey reports people feeling *atleast* “financially okay” at 73% for 2022 (much higher than Motley Fool’s 40%) The question about covering $400 emergency expense asks for cash and cash equivalents, where 63% respondees can do it. The cash equivalent is using credit card fully payable the next cycle. In fact the report recognized those who responded not paying by cash/equivalents “still likely had access to $400 cash”. Therefore they supplemented the question with what is the size of emergency spending they can handle: 48% atleast $2000, and 68% atleast $500. Having 3x months expense in savings is a choice. 54% can cover it from their “rainy say fund” but a further 15% can “draw on other savings” (69% total). Remember the median $8k savings account figure? There’s a further $26k in median CD accounts, and $150k in median bonds (*excluding* retirement accounts). Besides the Fed, the CFPB also did a 2022 emergency savings and financial security survey. 39% have median emergency savings of $1000, and 37% have $25000 (mean values are $2k/97k).
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Tesla
If you handled 4 years of conservatives hating on your car, whats another 4 years of liberals hating on your car?
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Post a pic that makes you lol
And yet they can't escape a fisherman's trap pot
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Do you and your spouse sleep in a separate room?
Do you feel a change in restfulness? In satisfied with my quality of sleep for the duration, but then again ive been snoring since college so its always been the same frame of reference.
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The Italy Thread
Its kinda like how good BBQ isnt exclusive to centex anymore. Those other places do good Naples style pies. Just not *that* special. The Bonci stuff floored me because i didnt expect a fluffy square overloaded with a bunch of unusual toppings to be delicious. Complete surprise.
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Markets still falling like whoa
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Trivial Things That Make You Surly
My immediate team of 11 people represents 10 nationalities, only 1 of whom is a native English speaker (not I!). We communicate in English though, and I don't begrudge anyone for not speaking it perfectly. I just don't see the point of guy doing all of the talking when he's understood by perhaps 5% of the audience.
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Trivial Things That Make You Surly
There's this really high ranking technical guy in the company who's got a SEVERE stutter--both dragggggggggggging words and rererepeating words. And the company keeps dragging him out to give speeches and talks to big audiences. And nobody can understand a goddamn thing he says. I'm very sympathetic to people with different accents and language abilities, but I don't understand either. It's painful for everyone to stare at him blankly for 40 minutes, unable to process anything. Sure man, the guy might be an absolute genius with a thousand patents and great technical advice, but what is the point in making people sit through this stuff? By the way, he's not a 30 year old, he's senior aged, so it's not like they're doing this as a form of exposure therapy to reform his speech; all of this has to be voluntary from him. But goddamn why?
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Wives and the Stupid Shit They Say/Do
This is actually not the stupidity of my wife, but the stupidity of her employer. They ask her to go on a business trip in May. She just booked the trip. Now they go back and say please cancel the booking, and to re-book the trip in April (Q2), when it likely costs more, because they don't want to recognize the cost in Q1. Nevermind the trip is like 0.00000% of company financials and etc.
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The Watch Fanatic Thread
Buyers probably arent pretending to be flying a war plane in the dark of night to need the legibility tho
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Markets still falling like whoa
Fungibility sometimes be like that.
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Markets still falling like whoa
So i had no idea about this, but apparently the value of federal gold (eg ft knox) is valued, based on old ass decree, at $40/oz. Thats about 80x below market value. Which means that the govt has almost 1 trilly in gold, instead of just 10B. Which is 3% of US Debt. So they got that going for them, which is nice.
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Markets still falling like whoa
Yeah, Bessent has not been coy on his comments about the stock market. The heated bond market (as flight from equities and/or expectation of lowering rate in response to economy) is good for the treasury in reducing the cost of rolling over the debt coming due soon. And theres a gigantic mountain of it due, in part to the recent administrations issuing them as shorter maturity bills and notes.
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Markets still falling like whoa
Ill sell you 5 years of capital loss rollover credits for $4000 and an xbox 360 🤔
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Markets still falling like whoa
Does today mean the markets are up in the southern hemisphere?
- Tesla
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Markets still falling like whoa
- Markets still falling like whoa
Ur gonna have to move from fremont to antioch- Markets still falling like whoa
- Shit I've Cooked Lately
I enjoy the dicing. It's the peeling of onions and carrots and garlic and trimming the ends and cleaning the shreds of skin and washing of the board that slowly triggers my curmudgeonliness. There's an appeal to just tossing shit together just to do the actual cooking. Hence the growth of the meal kit business.- 2021 UFC/MMA thread
Ank earned it and deserved it. Lots of people were unhappy with the fight. I think its more that they were unhappy with the result? It was a good, tense, striking match for 4.5rds and stall grappling for 0.5rds but thats why its called mma ?- Electric Cars
This would be the neatest commuter car, but i didnt know that it was never in the US, or that honda killed it entirely https://www.caranddriver.com/news/a46104688/honda-e-ending-production/ - Markets still falling like whoa
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