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52-80

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Everything posted by 52-80

  1. 😄 i agree but im trying to spend them on family (to visit us), not on myself
  2. The authors strike out social media use as "neither a strong nor consistent risk factor of depressive affect" , citing another study of 70,000 high schoolers from 2009-2017 (common co-author in both papers) https://www.ncbi.nlm.nih.gov/pmc/articles/PMC7876159/
  3. dont know who you're addressing who claimed that, but wages have gone up faster than cost of groceries, and faster than total cost of living. the only thing that matched it is the cost of eating out. total expenditure on food for a family has never been lower.
  4. he aint call himself skinny, so i respect the honesty.
  5. Can you cite from the 84-page long crypto thread in which you actively participate, how much BTC I hold and what I think of it as a a "wealth investment vehicle"? So, which line on that chart do you map to you schitzo loser?
  6. Paper by a group of non-political epidemiologists at Columbia, analyzing mental health reports of 80,000 12th graders https://www.ncbi.nlm.nih.gov/pmc/articles/PMC8713953/ Strong inflection of psychology around 2011 (not just in recent years)
  7. numbers are tricky and deceptive. can i get more anecdotes from the people with their lived experiences instead?
  8. im lazy and they also send spam emails and the memberships expires after inactivity so i have to reactive aeroplan and aer lingus and so on. but mostly im lazy
  9. hornacek, bryon russell, and later andrei kirilenko are cool. everyone else associated with that organization can SABOD forever
  10. $14B seems like a good deal in retrospect, when California is asking over $100B for theirs (lmao). 12 fucking figures
  11. Granada/alhambra would be more significant tourist experience for a first time visit, and the basque would be more appropriate for a repeat visit
  12. Goddamnit i want to burn my amex points on flights but for almost all its airline transfer partners you need an existing account simply to use their rewards booking engine
  13. the Sphinx has a tail and its bizarre ive only seen it from the front
  14. that's the job walking the tightline that we dont want. i would think that the fed recognizes property as one of the cornerstone of wealth and wouldnt want to shock that market/asset class. note that there have been few real estate 'crashes', and that they were not fed-induced. e.g. 2007 was due to action of lenders, while FFR was around a reasonable 5%
  15. 2/3 of them talk about it atleast once a week 1/3 think they'll have to make major sacrifices there's also data on "anxiety" over the topic, but it's not segregated by age
  16. in this movie he would be the ze germans.... irredeemable nihilist and a forgettable footnote. or maybe the fruity landlord.
  17. housing value rose more quickly than inflation, as measured by typical basket of expenditures. in real terms it went up. we're both opposed to current profligate fiscal policy and agree fed was too accommodating/lax with their rate policy, but the net effect on country (so far!!) is that total net wealth, already adjusted for inflation, also went up. thats a good thing.
  18. Fucking retard. The 'stock concentration' bernorange linked to, has to do with the distribution of values between companies within an index. The net value of the index itself has grown, not shrunk. Stock ownership increased for all demographics overtime. It increased MORE for the lower income demographics. Liquid money supply is optimal at a balance. Rapid increase in liquid money is what draws inflation, idiot. Economy hasn't shrunk. All of its primary measures (eg GDP) grew. The economic gain was accretive to all economic classes. Economic vulnerability decreased for the whole country: Literally everything you write, ever, is ass backwards wrong. Jesus fucking christ. I dunno, guys, should we trust the October 2023 report by the federal reserve's board of research and statistics based on its latest survey of thousands of people representing 100 million families.... or listen to an anime watching retard who hasnt grown out of his Occupy Wall Street phase?
  19. on the housing discourse and particularly its effect across the covid period: -home ownership rate continued to increase, and sits at/above long term national average; the majority of households are homeowners -"net housing values grew substantially for families across the usual income distribution, reaching their highest levels on record"!! -this has the effect of increasing net worth, in real terms, for aggregate households -- the highest ever in 31 year history of the fed's survey of consumer finance (scf). quote: "with respect to changes between the 2019 and 2022 surveys, increases in both median and mean net worth were near universal across different types of families" (the increase was positive for every single family demographic whether by income, age (head of hh), education, race/ethnicity, geography, etc!) -the inverse effect is that measures of "financial vulnerability" kept decreasing!! some measures of debt level (vs asset/income) were lowest on record! now, if you are in the minority of people who didn't already own property, the entry price for buying property went up. [cue the usual whiners here]. and if the prices had gone down... that wouldve dragged down the net worth of the majority of households, and the usual whiners wouldve whined even harder. the only sure thing is that whiners gonna whine, and will blame anything and everything on nefarious external forces. in summary, the majority of families owned property, and as property value went up, it was a large financial boost for them. but regardless, everybody in the country also did well! and if you want cheaper houses... build more houses.
  20. people making fun of Kabbalah but she's the best VP the country has had in the last 6 cycles
  21. like basically every other far-east product ever, they look great on paper specs wise but fall apart in actual execution and polish, which in the modern world has a lot to do with software. seems like a trivial thing (its just software!) but hugely impacts user experience. not strictly chinese, but vietnam's vinfast came in with some hype and turns out to be some of the worst vehicles ever legendary designer. he did this beauty. terrible everything else
  22. his website, a good source because it does meta-analysis of all the other reviews and comparisons. https://www.tyrereviews.com/ that said, 2 disclaimers: -its mostly focused on passenger tires rather than suv/truck/offroad -save yourself time, just buy continental or michelin in whatever category you need
  23. i feel like this is the kind of people we run into on this website.. (from nber)
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