Everything posted by Mother mopar
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Cattle & Ranching
Santa Gertrudis?
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2024 Texas Football Coaching and Support Staff Thread
Super chat this MF!
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Financial issues
This is correct and it has to be the vested amount, not the total. OP didn't specify whether he was or not, but every employer plan is different.
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Financial issues
Nothing is guaranteed in a 401k, but if you're getting a 6.5% return in this market something is horribly wrong and your are literally losing money (inflation, fees, etc) Last year alone Nasdaq and S&P were up double digits on return. So having a simplified index fund would have netted you in the mid-teens easily, eg VIGAX. Depending in the tax setup of the 401k there are tax ramifications as well. Which could result in lost future earnings, penalties. But MM I'm paying myself the interest, haha. There's a sucker born ever minute and an ass for every seat.
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Financial issues
Negative, it's there for retirement, it's literally in the name "Retirement savings plan". 401k doesn't turn into a personal piggy bank until RMDs are required and even then discipline needs to be exercised.
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Financial issues
As a financial planner, borrowing against retirement is usually a last resort and I recommend against it. There are a lot of factors at play here, penalties, opportunity cost, interest rates on debt, home, etc. Then, this never addresses how you ended up in credit card debt to begin with. You have to fix that or you're right back here in X years later on.
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2024 Transfer Thread - The Pedantic Circlejerk
So you're saying Chiles should have started?
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Reddit Gone Dark
I Reddit like a mofo and I'm curious to see how they try to leverage its data with AI... besides the obvious monetization of ads.
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2024 Transfer Thread - The Pedantic Circlejerk
Fucking Desmond Jackson..damn that coin toss was little league shit.
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2024 Transfer Thread - The Pedantic Circlejerk
Sorry you didn't get the job Duane.
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Texas Recruiting Notes 2025: Duck Around and Find Out
I see the Gus pic but not the others.
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2024 Transfer Thread - The Pedantic Circlejerk
This is the first staff in a very long time which I honestly do.
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2024 Texas Football Coaching and Support Staff Thread
It's piss
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$9.95 worth every penny
That's interesting
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Texas Recruiting Notes 2025: Duck Around and Find Out
OTF is expecting another commit today, didn't specify what class.
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Texas Recruiting Notes 2025: Duck Around and Find Out
Hate to break the news bud but... new shit has come to light.
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2024 Texas Football Coaching and Support Staff Thread
Word on the street is Gerry will come back when the platform for OTF is up and running. OTF created their own board, and it's bare bones but works for now. It's all free content but I expect it to get monetized in the long run, $9.95 and whatnot.
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Is there an A.I. (or other) internet search engine that returns actual results?
Just so I understand you wanna find your ex on the internet, using chat GPT.
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2024 Texas Football Coaching and Support Staff Thread
You were saying, lulz We should know real quick if RW is the DL coach.
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2024 Transfer Thread - The Pedantic Circlejerk
Jlaw.ok.gif. They were just two people talking and supporting one another...GTFO.
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2024 Transfer Thread - The Pedantic Circlejerk
Iowa Tampering with a Bama player wasn't on my bingo card.
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Deion Sanders "Coach Prime" Now At Colorado
He is not
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Texas Recruiting Notes 2025: Duck Around and Find Out
Yes, CJ and Bobby said they've never seen it this large. CJ mentioned the level of talent they are bringing in is something he's never seen.
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Texas Recruiting Notes 2025: Duck Around and Find Out
Surely tapa thread ------>
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Texas Recruiting Notes 2025: Duck Around and Find Out
Thanks...back to your regularly scheduled programming.