My youngest is 6, so in theory, I also have 12 years until she is in college (assuming that is the path she takes). So I don’t see myself being able to retire for another 16 years at a minimum. However, financially that would be impossible here in Texas (or anywhere in the US) because this is a second career and didn’t start planning until I was 31. So, there is a better than 50% chance, especially if I want retire sooner than later, it will be to Brazil. Which is fine by me. There is a lot I love about Texas, but there is a lot I don’t like. People like johnny sack-o-shit for instance. His type of people run this state from a place of hate and bigotry. I see he has already stopped by to comment on diversity. If we are such and amazing state, why can’t we get education and healthcare (I know the latter is more federal than state)? Why does a state with so many resources have to suck? Regarding Houston and cost of living, I have brought that up many times on this site and people always argue that Houston is “affordable”. Our household income is north of $250k a year. I know that is not Surly 1%, but if I recall correctly, that is in the top 5-6% of income for Houston. We are considering moving to Cypress because of schools. I can’t afford private school. I don’t think it is financially responsible to buy a half a million dollar home either. But the alternative is $400k house in the burbs and public school. And that market for a house and good schools and not 2 fucking hours in traffic from work for my wife and I is razor thin. It’s a shitty feeling to be educated (I have two bachelors, my wife has a masters), have good jobs and still feel stuck.