possibly get $125 from the dumb asses at equifax

[ButtFumble 5165]

story in the local paper equifax has a settlement for their data breech 12.7 million Texans are eligible

https://eligibility.equifaxbreachsettlement.com/en/eligibility

that link was from the local paper put in your info and see if you can claim your $125

[jimmyjazz 45893]

The level of effort and documentation required for reimbursement isn't worth it.

[phdhorn 6224]

They got my info (shocked I tell you) and caused me hassles, but is that $125 only if you prove you had to spend extra shit on false expenses, etc.?  Or is is just a parting gift for playing (i.e. having a credit rating)?  My fast cursory reading of the "how to" was unclear on that.

[jimmyjazz 45893]

It looks to me like you have to prove time spent dealing with the breach, for which you get reimbursed $25/hour up to 20 hours (or something like that).  As far as I'm concerned, the damage is done, and $25/hour is not worth it.  

There may be a component related to financial loss that I missed.

[CooterBrown 18004]

Both my wife and I were on the list.  It took 1 minute to sign up for the $125 each.  It'll take a lot more time if you want to claim more costs associated with the breach.

 

[ButtFumble 5165]

8 minutes ago, jimmyjazz said:

The level of effort and documentation required for reimbursement isn't worth it.

I believe you get the $125 for nothing other than signing up

as I read it any additional money you are trying to claim for effort you put into checking your credit reports or otherwise dealing with an issue from a breach is what requires more documentation

[WashHorn 121]

19 minutes ago, ButtFumble said:

as I read it any additional money you are trying to claim for effort you put into checking your credit reports or otherwise dealing with an issue from a breach is what requires more documentation

I could be wrong, but it looks like you only need to provide documentation if you claim more than 10 hours. I entered 2 hours, and all they asked was that I describe my actions, approximate time spent, and the date I took the actions.

[justinjc7 153]

21 minutes ago, CooterBrown said:

Both my wife and I were on the list.  It took 1 minute to sign up for the $125 each.  It'll take a lot more time if you want to claim more costs associated with the breach.

 

This is true, there is really only the documentation and time issue if you lost time or money as a result of it.  The $125 is just the standard that you are entitled to no matter what, it literally took me about 30 seconds to fill out the information. 

[TXSooner518 2438]

25 minutes ago, ButtFumble said:

I believe you get the $125 for nothing other than signing up

as I read it any additional money you are trying to claim for effort you put into checking your credit reports or otherwise dealing with an issue from a breach is what requires more documentation

This, though as mentioned they only ask for supporting docs if over 10 hours. I had an Amazon credit card opened in my name, and my primary card was compromised twice. I submitted a claim for that, though they mention they may ask for supporting documentation for that. If they do, I dunno what I will give them, I didn't save that stuff, but I figure they may just pay it if it's a less than 10 hour claim, or they may ask for what card number got compromised, which I can provide.

Edited July 26, 2019 by TXSooner518

[Larry T. Spider 1746]

I was on the list. Took about 2 mins to fill out the required info for the $125. 

[RDCanecutter 26401]

Yeah, that whole "type in your last name + the last 6 of your SSN?" I'll pass.

[HOOKEM4 5036]

I did 10hrs because fuck them.  No documentation required.

[El Diablo 4232]

Best social engineering scam evar.

[drt 638]

It's equifax.  They already have all your info.

12 minutes ago, RDCanecutter said:

Yeah, that whole "type in your last name + the last 6 of your SSN?" I'll pass.

 

[RDCanecutter 26401]

Just now, drt said:

It's equifax.  They already lost all your info.

 

fif most likely true.

[Lobwedgephil 1139]

I feel unlucky not being on the list, fuckers. 

[Sbbruin 21830]

I was on the list.  I didn't claim I had spent any time, but it appears I still qualified for $125.  You have to certify that you have credit monitoring.  I have LifeLock, which I encourage people to get.  The really are on top of your shit.

 

And if I get $125, I was deposit 125 internets to OP's account.  Thanks, butt, I would never have dealt with this otherwise.

Edited July 26, 2019 by Sbbruin

[Nice Guy Eddie 13509]

Takes 2 minutes of your time to file.  I have free credit monitoring from Home Depot (or was it Lowes) for another security issue so the $125 from equifax is one its way.

[formermav43 4606]

Yeah, that was easy.

Must be nice when you get paid at a level where $125/90 seconds isn’t worth your effort.

[Paco 1934]

When do I GET MY MONEY

[52-80 19147]

i put in a fictitious last name and SSN and it said i qualified.  125$ here i come

[Anastasis 23464]

1 hour ago, HOOKEM4 said:

I did 10hrs because fuck them.  No documentation required.

Yep.  So if I understand correctly 125+250=$375 for what just took maybe 90 seconds. I had multiple attempts to open cards under my name.  I assume each of those was due to equifax. Each of the two I reported took 5 hours to resolve. 

[Anastasis 23464]

And I don't understand why the OP only has 2 reps to this post.  Motherfucker just got you paid a steak dinner assholes. 

[llanoflash 151]

I needs my money. 

[Vito Andolini 9125]

I gave the site my name and SSN and it replied, “You weren’t impacted by the incident, but you will be now!” And then I heard a Bela Lugosi-style “mwah-mwah-mwah” chuckle. 

Is that bad?

[shakahorn 1645]

Surely there is someplace on the web that can help you with coming up with 10 hours of undocumented tasks.  I have the following off the top of my head:

placing credit freezes
continually reviewing approximately 20 online accounts for potential fraudulent charges
unfreezing to allow for loans (auto, business, home refinance, new credit cards) to be processed
re-freezing after loans were processed
obtaining and double-checking credit reports transunion and experian
changing passwords for approximately 20 online accounts

I mean, these are things that were done without even thinking about it.  It's not made up stuff.  Did all that take me 10 hours?  Well, I'm sure it would easily take at least 10 hours for a less-technologically savvy person than me

 

[Anastasis 23464]

Just now, Dr. Beeper said:

What at fucking Saltgrass?  God damn poors...

I'm thinking something more like this.  With some to spare towards the wine department.

Photo credit to @luke duke

 

[jimmyjazz 45893]

Great, now I'm hungry and I don't have $125.

[immortal13 4059]

2 hours ago, jimmyjazz said:

The level of effort and documentation required for reimbursement isn't worth it.

Yeah, definitely not worth spending 2 minutes for $125.

[Sbbruin 21830]

15 minutes ago, Vito Andolini said:

I gave the site my name and SSN and it replied, “You weren’t impacted by the incident, but you will be now!” And then I heard a Bela Lugosi-style “mwah-mwah-mwah” chuckle. 

Is that bad?

Yeah, I did wonder if I just gave the Russians the few missing pieces of my profile they needed to replicate my identity.

[HRSchenker 2268]

Saltgrass has the best ranch dressing and steak seasoning. I think it's called "Seven Spice".

[Js1 85296]

10 minutes ago, immortal13 said:

Yeah, definitely not worth spending 2 minutes for $125.

You don't have to do any documentation to get the $125.  It's literally putting in your info and hitting submit. 

[SDG 3319]

2 hours ago, CooterBrown said:

Both my wife and I were on the list.  It took 1 minute to sign up for the $125 each.  It'll take a lot more time if you want to claim more costs associated with the breach.

 

Yep took me about 1 minute as well.  

[Not a cat 5652]

10 minutes ago, Js1 said:

You don't have to do any documentation to get the $125.  It's literally putting in your info and hitting submit. 

Don't you have to certify you had an identity protection service and will have for 6 months after?

[Anastasis 23464]

1 minute ago, Not a cat said:

Don't you have to certify you had an identity protection service and will have for 6 months after?

Yes. I already had that from another breach. 

[Zombie 284]

I took the free four years of three bureau credit monitoring. That shit costs $20 to $35 a month normally. 

[SDG 3319]

10 minutes ago, Not a cat said:

Don't you have to certify you had an identity protection service and will have for 6 months after?

Credit Karma is free; I’ve had it for years.  

[Js1 85296]

2 minutes ago, SDG said:

Credit Karma is free; I’ve had it for years.  

Ding ding ding ding. 

[Zombie 284]

Never heard of it. Good to know.

[immortal13 4059]

30 minutes ago, Js1 said:

You don't have to do any documentation to get the $125.  It's literally putting in your info and hitting submit. 

 

[MNLonghornFUKM 8817]

Fuck. Wasnt good enough to be eligible. Maybe next time

[Nice Guy Eddie 13509]

Having a credit monitoring service could be left up to interpretation.  If you periodically monitor your own credit reports, I don't see why you couldn't consider that a credit monitoring service.  

Equifax must be hoping that most people sign up for credit monitoring which should cost them a hell of lot less than $125 for each claim. However my guess is that 95% of claims will want the cash.   Equifax set aside enough money ($450m) to pay 3.4m claims that wanted cash.  However the breach covered close to 150m people.

Now if 25m people say they want $125, it wouldn't surprise me if Equifax and the FTC change the settlement to prove you have an commercial credit monitoring service.

[Spankytoes 1739]

1 hour ago, formermav43 said:

Yeah, that was easy.

Must be nice when you get paid at a level where $125/90 seconds isn’t worth your effort.

The eventual fallout of giving your email to a company that will use it for marketing isn't worth $125. 

[Sbbruin 21830]

1 minute ago, Spankytoes said:

The eventual fallout of giving your email to a company that will use it for marketing isn't worth $125. 

This coming from the master of weaseling deals?  I'd think you'd be all over it.

[SDG 3319]

2 minutes ago, Spankytoes said:

The eventual fallout of giving your email to a company that will use it for marketing isn't worth $125. 

Use a google burner they are free.  I just used the one I almost always use for online stuff. I just get a new one every couple years.  

[Wally Fairway 5541]

4 minutes ago, Spankytoes said:

The eventual fallout of giving your email to a company that will use it for marketing isn't worth $125. 

do you not have a hotmail.com or other free email account for the sole purpose of not giving out your real email?

[Js1 85296]

I only use CompuServe.net 

[immortal13 4059]

20 minutes ago, Spankytoes said:

The eventual fallout of giving your email to a company that will use it for marketing isn't worth $125. 

Yes it is

[Anastasis 23464]

55 minutes ago, SDG said:

Credit Karma is free; I’ve had it for years.  

Well played.  Didn't occur to me that CK qualifies as credit monitoring.  

[phdhorn 6224]

Filled it out, claimed up to 10 hours as well.  And really it probably cost me about that much.  Fuck dem.