possibly get $125 from the dumb asses at equifax

[Sbbruin 21,867]

8 minutes ago, immortal13 said:

Yes it is

And any spam you get is pretty easy to unsubscribe from.

[Anastasis 23,482]

58 minutes ago, Zombie said:

I took the free four years of three bureau credit monitoring. That shit costs $20 to $35 a month normally. 

[riloh05 107]

i wonder if accepting this clears efx for future issues? their data is supposedly still breached. they have lost basic security requirements (SOC2). lastly, their marketing company is still reselling data and they changed the name from ixi.

if you work for a govt agency, state, large municipality, fortune company you are at risk. it is still mind blowing that companies still use The Work Number. if you work for one of the previously mentioned places i would contact HR immediately and not allow your data to be sent to efx every payroll run. you are at risk.

 

[Damor 1,237]

How the fuck Equifax is allowed to continue as a going concern instead of being liquidated to fucking oblivion is beyond me.  I had seven fucking fraudulent accounts I had to disentangle thanks to these cockmonglers.  Fortunately, I kept all my email correspondence , police reports, and notes labeled, so all I had to do was send them as PDFs (with a generously conservative effort of 40 hours of my life down the shitter), as well as documentation of over $600 I've spent on credit monitoring since then.

We'll see what comes of it.  I've been wanting to add an extra TV to the game room for football season, I guess that's better than nothing.

[formermav43 4,606]

45 minutes ago, Spankytoes said:

The eventual fallout of giving your email to a company that will use it for marketing isn't worth $125. 

Thank goodness a credit bureau doesn’t have any other personal information they can use that way.

[CooterBrown 18,027]

47 minutes ago, Wally Fairway said:

do you not have a hotmail.com or other free email account for the sole purpose of not giving out your real email?

mine is something like CootersJunkEmailAccount@yahoo.com. I love giving it to sales people.

[XYZ 2,154]

Yay! The website says I wasn’t impacted by the breach, which probably means that I was, but equifuck doesn’t want to pay.

CSB, several years ago I got a letter from the federal government’s Office of Personnel Management notifying me that they had been hacked and all my data, including my fingerprints, had been stolen. But, and this is the hilarious part, not to worry because “experts” had not found any possible criminal use for stolen fingerprints, so it’s all good.

[clapclapclap 9,000]

1 hour ago, SDG said:

Use a google burner they are free.  I just used the one I almost always use for online stuff. I just get a new one every couple years.  

Is derkawafflestomp350@gmail.com available?

[Zwylde 812]

That was easy.  Went with the $125 plus 10 hours.  

[NorthLoop 14,241]

Both the wife and I are on it. Google says they won't start paying out until January. 

[SDG 3,319]

3 hours ago, Anastasis said:

Well played.  Didn't occur to me that CK qualifies as credit monitoring.  

Yep; every time I’ve applied for credit since signing up I’ve received a near instantaneous email/notification from them.  Fyi; its a setting you have to turn on and they obviously won’t help you clear your credit if someone stills it but i have insurance through work for that...

[Anastasis 23,482]

wife was impacted as well.  doubled up. 

[XYZ 2,154]

3 hours ago, Damor said:

How the fuck Equifax is allowed to continue as a going concern instead of being liquidated to fucking oblivion is beyond me.

The business of the American government is being “business friendly”, no matter the moral hazard. The many, many examples of this out front should have told ya.

[XYZ 2,154]

Instead of pulling their charter and throwing their officers in prison, the corrupt, incompetent corporation is made to pay a small fine, the government is happy, the corporation doesn’t change its behavior at all...profit.

[Buzzrock 14,937]

Instead of pulling their charter and throwing their officers in prison, the corrupt, incompetent corporation is made to pay a small fine, the government is happy, the corporation doesn’t change its behavior at all...profit.

I wouldn’t call $700M a small fine. But it remains to be seen if it’s enough to be a wake up call.

[Nice Guy Eddie 13,523]

Just now, Buzzrock said:

 

I wouldn’t call $700M a small fine. But it remains to be seen if it’s enough to be a wake up call.

 

If surly is any indication, the settlement won’t be enough to cover everyone asking for $125.  The amount will get lowered.

[bernorange 8,363]

Fuck them in their goat ass.

[RDCanecutter 26,468]

Yotdammit I broke down, put in my deceased pappy's info, and then my own, and based on the info we ain't impacted. Ain't impacted? Well. Fuck YOU, Equifax, think we ain't good enough for you to lose our data?

[XYZ 2,154]

30 minutes ago, Buzzrock said:

I wouldn’t call $700M a small fine. But it remains to be seen if it’s enough to be a wake up call.

And nobody goes to prison.

Edited July 26, 2019 by XYZ

[elfenix 34,332]

 

26 minutes ago, Buzzrock said:

 

I wouldn’t call $700M a small fine. But it remains to be seen if it’s enough to be a wake up call.

 

it's not even enough to put a dent in the stock price.  on the contrary, that shit's up ~18% over the last couple of months.

[C-Man 27,259]

9 hours ago, CooterBrown said:

Both my wife and I were on the list.  It took 1 minute to sign up for the $125 each.  It'll take a lot more time if you want to claim more costs associated with the breach.

 

This

[George 493]

So you can claim the 125 or 3 years of monitoring but not both?

[tx 3 putt 77,393]

Seems like a huge scam to harvest organs, out !

[MillerEP 30,495]

I checked and I was hit, so I made my claim. Good lookin' out. 

 

Reminds me of the unclaimed property sitting around at the State Comptroller's Office: https://claimittexas.org/

Bunch of money just sitting out there ready to be claimed.

Edited July 27, 2019 by MillerEP

[The University 851]

claiming free beer money from a large business that has shitty data security processes?

that's a texas sized 10-4.

[wild_turkey 3,182]

What qualifies as credit monitoring? I signed up for the Chase Credit Journey a while back and they send me occasional updates. Does that count?

[immortal13 4,059]

4 hours ago, C-Man said:

This

No. It took about an extra 90 secs to claim the 10 hours of phone time. 

[pops 7,006]

10 hours ago, Spankytoes said:

The eventual fallout of giving your email to a company that will use it for marketing isn't worth $125. 

Pro-tip... You can put a period anywhere in a Gmail address before the @ and whatever site will see it as a unique address. But Google will treat it like there is no period at all. So, s.pankytoes@gmail.com and sp.ankytoes@gmail.com will register as unique email addresses with whatever site... That you can then unsubscribe from, but all Gmail sees is spankytoes@gmail.com. 

Tll;dr, I'm doing to get damn near an 8 ball from eqifax for free!

 

Edited July 27, 2019 by pops

[NotActuallyALonghorn 4,977]

5 hours ago, RDCanecutter said:

Yotdammit I broke down, put in my deceased pappy's info, and then my own, and based on the info we ain't impacted. Ain't impacted? Well. Fuck YOU, Equifax, think we ain't good enough for you to lose our data?

Don't you have to have some sort of credit history for them to know who you are?

[The People’s Elbow 707]

https://www.theverge.com/platform/amp/2019/7/26/8932398/equifax-settlement-125-claim-wont-get-money-alternative-reimbursement-compensation

 

But the likelihood that you’ll actually get a check for $125 is increasingly slim — because the more people who sign up, the less money each person gets. In fact, there’s only room for 248,000 people to get that amount.

See, while Equifax has agreed to a $700 million settlement — compare to its revenue of $880 million last quarter alone— it’s technically only a $425 million settlement as far as affected consumers are concerned, with the rest of the money going to pay penalties.

And of that $425 million, it turns out only a paltry $31 million is actually set aside for those individual $125 cash payments — the rest is all for free credit monitoring, reimbursements, or if you could somehow miraculously prove you actually suffered identity theft as a result of the breach.

[NorthLoop 14,241]

8 hours ago, The People’s Elbow said:

https://www.theverge.com/platform/amp/2019/7/26/8932398/equifax-settlement-125-claim-wont-get-money-alternative-reimbursement-compensation

 

But the likelihood that you’ll actually get a check for $125 is increasingly slim — because the more people who sign up, the less money each person gets. In fact, there’s only room for 248,000 people to get that amount.

See, while Equifax has agreed to a $700 million settlement — compare to its revenue of $880 million last quarter alone— it’s technically only a $425 million settlement as far as affected consumers are concerned, with the rest of the money going to pay penalties.

And of that $425 million, it turns out only a paltry $31 million is actually set aside for those individual $125 cash payments — the rest is all for free credit monitoring, reimbursements, or if you could somehow miraculously prove you actually suffered identity theft as a result of the breach.

Sounds like a breach of contract to me

[Nice Guy Eddie 13,523]

While I’m skeptical on any long term damage, this has to be extremely painful for Equifax. Which is good for us and a lesson for others.  People’s greed is teaching them that Equifax was lax in their security. And when people ultimately receive a check for 55 cents, it will make them more angry at the company that ripped them off from their “deserved” $125. 

Wouldnt shock me if Equifax changes their name/brand in the next  3 years to get this episode behind them. 

[Larry T. Spider 1,747]

Equifox has a nice ring to it

[BottleRocket 647]

Why ask for last six of social when everyone always asks for last four. Next time they’ll ask for first three and then it’s all out there.

 

[SDG 3,319]

4 minutes ago, BottleRocket said:

Why ask for last six of social when everyone always asks for last four. Next time they’ll ask for first three and then it’s all out there.

 

The 2 are group numbers.  The funny thing is that at one point the first 3 were your area code (mine and my dads are).  

Group numbers - These two middle digits, which range from 01 through 99, are simply used to break all the SSNs with the same area number into smaller blocks

[Cajun 11,728]

On 7/26/2019 at 9:53 AM, ButtFumble said:

I believe you get the $125 for nothing other than signing up

as I read it any additional money you are trying to claim for effort you put into checking your credit reports or otherwise dealing with an issue from a breach is what requires more documentation

This is correct.

They purposefully make it confusing in order to lead people to believe what JimmyJ believed.  I fell for it too, at first, but read more closely and put in for my $125.  

I'm not claiming anything beyond just having been part of the breach (which was confirmed through a simple look-up), so I'm providing nothing beyond name, rank, and serial number.

Request shows as "successful" and I"m awaiting my check.  

We'll see if it actually comes.

[Damor 1,237]

It's my understanding that you should be able to claim monies spent on credit monitoring since 7/2017.  It only took a minute for me to search my credit card statements and PDF those to upload, so that's something to think about.

I won't be shocked if I only get $0.32 out of this in the end, but it's managed to satisfyingly stoke my righteous indignation.

[RDCanecutter 26,468]

14 hours ago, NotActuallyALonghorn said:

Don't you have to have some sort of credit history for them to know who you are?

What's a credit history?

[XYZ 2,154]

4 hours ago, Larry T. Spider said:

Equifox has a nice ring to it

Equifuck

[Buzzrock 14,937]

On 7/26/2019 at 7:22 PM, XYZ said:

And nobody goes to prison.

Yeah. A lot of people have been fired though. 

[Buzzrock 14,937]

11 hours ago, Nice Guy Eddie said:

While I’m skeptical on any long term damage, this has to be extremely painful for Equifax. Which is good for us and a lesson for others.  People’s greed is teaching them that Equifax was lax in their security. And when people ultimately receive a check for 55 cents, it will make them more angry at the company that ripped them off from their “deserved” $125. 

Wouldnt shock me if Equifax changes their name/brand in the next  3 years to get this episode behind them. 

There’s a concept in the security arena known as breach fatigue. The idea is that as more and more of these hit the headlines but the majority of people aren’t directly impacted in a noticeable way, the less the general public cares. Younger generations are very comfortable putting all sorts of information on the Internet, and identity theft isn’t nearly impossible to prove like it used to be. 

[SDG 3,319]

Somewhat related CSB: a few months back I received a postcard about a class action lawsuit with BP for being charged a 0.35$ transaction fee in 2012.  It said I would receive 2 payments totaling $185. One this July and one next. I didn’t believe it and actually forgot about it until this thread. Today the first payment in the amount of $91.94 was in my mailbox box.  Not bad for $0.35 cost.  

[McCroskey 1,505]

The eventual fallout of giving your email to a company that will use it for marketing isn't worth $125. 

Make no mistake, you giving your email isn’t giving them something they don’t already have.


Sent from my iPhone using Tapatalk

[McCroskey 1,505]

i wonder if accepting this clears efx for future issues? their data is supposedly still breached. they have lost basic security requirements (SOC2). lastly, their marketing company is still reselling data and they changed the name from ixi.

if you work for a govt agency, state, large municipality, fortune company you are at risk. it is still mind blowing that companies still use The Work Number. if you work for one of the previously mentioned places i would contact HR immediately and not allow your data to be sent to efx every payroll run. you are at risk.
 

I see the Trans Union clown is still around spreading disinformation. Lmao.


Sent from my iPhone using Tapatalk

[McCroskey 1,505]

Don't you have to have some sort of credit history for them to know who you are?

Lol. Not even remotely.


Sent from my iPhone using Tapatalk

[McCroskey 1,505]

While I’m skeptical on any long term damage, this has to be extremely painful for Equifax. Which is good for us and a lesson for others.  People’s greed is teaching them that Equifax was lax in their security. And when people ultimately receive a check for 55 cents, it will make them more angry at the company that ripped them off from their “deserved” $125. 
Wouldnt shock me if Equifax changes their name/brand in the next  3 years to get this episode behind them. 

They were lax. No need to rebrand. 113 year old company. It’s hard to explain to people who complain when without CRA’s like Equifax, they’d be paying 25%+ interest on ANY kind of loan they want.

Breaches suck. Not being able to afford to borrow money because credit reports don’t exist sucks exponentially more.


Sent from my iPhone using Tapatalk

[Clintonaldo 2,576]

Give me 25% interest  and my goddamn information protected you rat fink

[McCroskey 1,505]

Yeah. A lot of people have been fired though. 

This is very true.


Sent from my iPhone using Tapatalk

[Clintonaldo 2,576]

Just now, McCroskey said:

 

This is very true.


Sent from my iPhone using Tapatalk

 

Did person with the music degree get let go?

[SquishMitten 10,429]

Now I’m torn. I can certainly claim the ten hours (probably more like 15, but it’s not worth the time to itemize everything just to get a little extra). But now these stories suggesting the settlement is going to get diluted have me nervous. The credit monitoring has guaranteed value. If I forgo that and end up with a check for a few bucks then I’ll be pissed. But if I take it and everybody else gets their full payout, I’m gonna be pissed.