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Posted

Have a side business that I am wanting to maximize credit card points. What is the best credit card that has the highest or no limit on redemption as I am spending around $100K a month on credit card which I pay off immediately?

I keep maxing out the point redemptions across all my credit cards and would like to keep getting points (mostly cash back or credit to the account).

TIA

Posted (edited)

If you are maxing out the bonus categories on other cards, the Capital One Spark Cash or Spark Miles give you unlimited 2% cash back or 2 miles/dollar spent depending upon which you would rather earn.

Edited by Southland
Posted
29 minutes ago, Nice Guy Eddie said:

If you have a high balance with Merrill lynch, bank of America’s premium rewards card gives you 2.625% cash back on everything. 

Does this have a redemption limit? Looking for new credit cards myself. 

 

Posted (edited)

@Redpuma No. It’s actually a 2% card but depending on where you stand with BoAs reward tier, you get a bump in credit card rewards.  Tier info: https://www.bankofamerica.com/preferred-rewards/

another BoA card, Cash Rewards, is great in that you one category (restaurants) at 3% which can also receive the above bump. I think this second card does have a monthly max. 

Edited by Nice Guy Eddie

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