Question about address changes

[Pancho 45100]

Kids, I have a question.

I moved to California for work a few weeks ago, but I am keeping my house in Houston.  Do I need to change my address and shit to the California address?  I’m going to rent out my house in Houston so I don’t really want my mail going there; however, I still own that.  My car is with UFCU and I know you can’t live outside Texas and still go with them.  So for shit like that, I still want my Texas address yet there are things that will go there that I need here. 

I’ve done temp mail forwarding, but the most that lasts is a year.  I’m just not sure if I should be updating my address with things like my credit cards, etc as I know that will change the address on your credit report. 

I’m still undecided on if I should get a Cal DL and license plates as well.  Part of me thinks it’s unnecessary. 

[Pato del Muerto 52635]

I suggest a Texas PO Box that gets forwarded to you. 

[DCLonghorn 244]

It was a long time ago, but I had a car loan with UFCU and moved out of state within a month of getting that loan. They had no problems with me changing addresses to other states. I didn't know that cared about this. 

[phdhorn 6224]

The best way is to come clean and use whatever address you consider your true domicile - where you live, family lives, essentially live your life.

You can get by for a short time if you don't put your new address as your legal one (domicile).  But eventually tax and court matters will be a problem, especially if a violation of some kind.  Your address is where to most easily find you the majority of time.

If you're figuring temporary, you can talk to a lawyer about processing it.  If it's indefinite or long-term, change it.

[Nice Guy Eddie 13529]

I’m surprised about the potential that a bank/credit union could invalidate or call due a loan because someone moves out of state. If you moved to Afghanistan I could see them concerned but it’s just another state in which you will be fully insured.

[HRSchenker 2275]

Not sure if this is helpful but I use a PMB for my company that hides my home address. All mail goes to a downtown Dallas address but it all gets scanned and I can choose to physically receive any mail at my true address.

[torre 1286]

3 hours ago, Pancho said:

Kids, I have a question.

I moved to California for work a few weeks ago, but I am keeping my house in Houston.  Do I need to change my address and shit to the California address?  I’m going to rent out my house in Houston so I don’t really want my mail going there; however, I still own that.  My car is with UFCU and I know you can’t live outside Texas and still go with them.  So for shit like that, I still want my Texas address yet there are things that will go there that I need here. 

I’ve done temp mail forwarding, but the most that lasts is a year.  I’m just not sure if I should be updating my address with things like my credit cards, etc as I know that will change the address on your credit report. 

I’m still undecided on if I should get a Cal DL and license plates as well.  Part of me thinks it’s unnecessary. 

 

3 hours ago, phdhorn said:

The best way is to come clean and use whatever address you consider your true domicile - where you live, family lives, essentially live your life.

You can get by for a short time if you don't put your new address as your legal one (domicile).  But eventually tax and court matters will be a problem, especially if a violation of some kind.  Your address is where to most easily find you the majority of time.

If you're figuring temporary, you can talk to a lawyer about processing it.  If it's indefinite or long-term, change it.

Is this a permanent move until such time as you receive another transfer  ?    If so..

     Best to follow advice by phdhorn.      With the current US mail system issues (delays, takes more time),  best not to depend on the forwarding of mail. 

Check with the DMV in California but there likely is a requirement to change your vehicle registration and driver's license within a certain period.

Perhaps @Gil Bang and @Sbbruin can advise.  

[Gil Bang 26057]

1 hour ago, torre said:

 

Is this a permanent move until such time as you receive another transfer  ?    If so..

     Best to follow advice by phdhorn.      With the current US mail system issues (delays, takes more time),  best not to depend on the forwarding of mail. 

Check with the DMV in California but there likely is a requirement to change your vehicle registration and driver's license within a certain period.

Perhaps @Gil Bang and @Sbbruin can advise.  

You are considered a California resident and will need a valid CA driver’s license if any of the following apply:

• You officially reside in the state for six months or more within a 12-month period
• You are registered to vote in California
• You are employed in California
• You run a California-based business
• You pay tuition fees to a California-based school or college
• You own or rent property in California
• You have dependants who attend school in California

 

As to the car, you're supposed to register it within 20 days of arriving. 

You'll probably need a smog check.  We don't do "inspections" like Texas does, just emissions.  Now, if you decide to stay registered in TX, you'll need to figure out the Texas inspection issue.  My kid had that problem, but he found out he's exempt as he's military stationed elsewhere.  

[Gil Bang 26057]

where are you living? 

[Nice Guy Eddie 13529]

1 hour ago, Gil Bang said:

where are you living? 

As your attorney, I advise you to not answer that question.  

[conVINCEd 21473]

2 hours ago, Gil Bang said:

where are you living? 

Always

Be

Closing

[McCroskey 1491]

You don't have to worry about anything UFCU related...once you have an open account with them (or any federally-insured CU for that matter), you can live pretty much anywhere and retain your accounts so long as they remain in good standing.

Is the work thing permanent?  If so, I'd just buckle up and make the changes to everything if you want any kind of peace of mind with things like your taxes and insurance...to name a couple.  You can obviously keep everything in TX of course, but legally I'd consider CA your primary residence if that's truly what it is now.

[Pancho 45100]

3 hours ago, Gil Bang said:

where are you living? 

Uptown Oakland.  It’s a thrill to know each and every day I could randomly find a hole in the wall bar, hole in the wall restaurant, or a hole in a homeless person because they’ve been shot.  Ahh, Oakland!

Seriously, I work on the East Bay so there was no reason for me to live in SF.  (And I’m not rich.). Where’s the California DMV?  Someone told me I can get my drivers license via a 24 hour kiosk here.  WTF? I mean, I’m down but that seems really weird. 

[gyroprotagonist 2595]

15 hours ago, Pancho said:

Uptown Oakland.  It’s a thrill to know each and every day I could randomly find a hole in the wall bar, hole in the wall restaurant, or a hole in a homeless person because they’ve been shot.  Ahh, Oakland!

Seriously, I work on the East Bay so there was no reason for me to live in SF.  (And I’m not rich.). Where’s the California DMV?  Someone told me I can get my drivers license via a 24 hour kiosk here.  WTF? I mean, I’m down but that seems really weird. 

[Gil Bang 26057]

16 hours ago, Pancho said:

Uptown Oakland.  It’s a thrill to know each and every day I could randomly find a hole in the wall bar, hole in the wall restaurant, or a hole in a homeless person because they’ve been shot.  Ahh, Oakland!

Seriously, I work on the East Bay so there was no reason for me to live in SF.  (And I’m not rich.). Where’s the California DMV?  Someone told me I can get my drivers license via a 24 hour kiosk here.  WTF? I mean, I’m down but that seems really weird. 

Nah, the kiosk is only for renewing registrations.  You've got to go to the DMV for the license. Make an appointment.   Pro tip:  Join AAA, and use them for  all DMV stuff except for Licenses.  It's well worth the 50 bucks a year to skip the lines. 

www,dmv.ca.gov