Need to chat with a life insurance pro

[Tailgate 3022]

I have a couple policies with USAA and Farmers. 

I don't think I need them both and got some confusing input when I talked to the front line rep at USAA.

I bought a 20-year USAA policy 20+ years ago and thought it would "expire." So, I grabbed Farmers last year as the rep works in my same building and pricing was similar.

But, I have seen statements from the USAA policy I am still paying for and the "Death Benefit" seems to be near where it was 20-years ago. The one I though ended. 

Just need a 15-minute phone chat with anyone who knows about this stuff and can decipher what I am seeing.

TYIA

[UTPhil2006 3807]

@C-Man I’m guessing is your best bet 

[C-Man 27239]

5 minutes ago, UTPhil2006 said:

@C-Man I’m guessing is your best bet 

While I have my life/health license, I wouldn't have the first clue how to advise you on this. I'm strictly P&C.

@Tailgate, feel free to DM me if you'd like me to enlist the help of a colleague.

[Tailgate 3022]

48 minutes ago, C-Man said:

While I have my life/health license, I wouldn't have the first clue how to advise you on this. I'm strictly P&C.

@Tailgate, feel free to DM me if you'd like me to enlist the help of a colleague.

Thank you.