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Trump’s America


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2 hours ago, Pig Bellmont said:

Trump likely believes HIV is a gay and/or black people problem. Aid to gays and blacks is inconsistent with his priorities so it has to go. 
 

More likely- reports saying if review of web material was too voluminous to get through by 5p today then it came down 

I've actually met more than one person who thinks HIV can only be contracted by gay people. Mind bottling.

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9 minutes ago, Okie State said:

I've actually met more than one person who thinks HIV can only be contracted by gay people. Mind bottling.

You mean I didn't have to be nervous about getting it from a chick it back in the 80s-90s.  Fuck.

Edited by TexasEd
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1 hour ago, wildcat09 said:

Motherfucker what the fuck are you talking about? Do you think Kash Patel works for fucking truth social?

Motherfucker, what do you think "setting the persons aside" means?

Sometimes I think you don't read very carefully.  My post quietly shat on corporations, director compensation practices, and Trump world in particular.

Also, apparently the grants, although not options, were restricted.  Probably restricted so they don't dump all their shares at once and tank the stock price, not for any semi-legitimate shareholder compensation reason.

It's a fucky transaction any way you slice it.

Edited by TwiceHorn
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There is simply no way that a political party, administration and president can do this much damage and be this stupid and evil without there being some serious, serious consequences.  It's just a matter of time. And I'm not talking about all the people they are hurting and killing.

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3 hours ago, HOOKEM4 said:

This is the goal. Completely overwhelm folks so they just give up. Hate fuck a gen z, get some rest and then regroup. We need you for the fight ahead brother.

I don't mess with Gen-Z anymore, my girlfriend is a millennial. We went out for Italian food tonight and despite our decision not to discuss politics we ended up bitching about the insanity.

Long story short, I had spinach and gorginzola ravioli with a salad, had a mutual bitch fest about Trump then finished the evening with sex and drove home.

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1 minute ago, F250 said:

I don't mess with Gen-Z anymore, my girlfriend is a millennial. We went out for Italian food tonight and despite our decision not to discuss politics we ended up bitching about the insanity.

Long story short, I had spinach and gorginzola ravioli with a salad, had a mutual bitch fest about Trump then finished the evening with sex and drove home.

Congrats on the sex. 

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3 hours ago, Ojo Rojo said:

There is simply no way that a political party, administration and president can do this much damage and be this stupid and evil without there being some serious, serious consequences.  It's just a matter of time. And I'm not talking about all the people they are hurting and killing.

 

it happens when the R led house, senate, and SC are fully on board 

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I don't mess with Gen-Z anymore, my girlfriend is a millennial. We went out for Italian food tonight and despite our decision not to discuss politics we ended up bitching about the insanity.
Long story short, I had spinach and gorginzola ravioli with a salad, had a mutual bitch fest about Trump then finished the evening with sex and drove home.

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15 hours ago, Chuckie Finster said:

Every day it becomes a little clearer to me that the only way out of all of this will involve quite a bit of bloodshed.

That's why we're not getting out of this. We're not the Founding Fathers or the Valley Forge type. We're mostly fat and happy and oblivious without enough understanding of how the republic was designed to be bothered to take action so long as the programs stream and advertising tells us what's important.

9 hours ago, Francisco 2.0 said:

 

 

It may be a good thing that the major news outlets be forced to use their legs to get stories rather than sitting around on their asses getting competing quotes.

Remember how their panels and editorial pages didn't talk much about Christian Nationalism (ooie ooie, religion!) or speak precisely about the scumbag that got re-elected? We did get a lot of man-on-street from Iowa, though. That was pretty cool.

The Brit responses to the helicopter drivel posted above were excellent. This just made me laugh:

image.png.852a6f1278adaa2e0276235b9ca7046f.png

 

Part of me hates them for Ireland and their hypocrisy over the slave trade fortunes their aristocracy gathered but not nearly all of me.

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11 hours ago, Francisco 2.0 said:

 

 

My biggest disappointment is that I will never live to see a full throated no fucks given response by a gloves off Democratic party, even if we ever have have another  national election.  It will be “we need to go back to decorum and have Liz Cheney as secretary of defense so we can heal” type response. Just once before I die  I want to see the Pubs get a taste of their medicine.  Oh well. 

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1 minute ago, Horn Dog said:

My biggest disappointment is that I will never live to see a full throated no fucks given response by a gloves off Democratic party, even if we ever have have another  national election.  It will be “we need to go back to decorum and have Liz Cheney as secretary of defense so we can heal” type response. Just once before I die  I want to see the Pubs get a taste of their medicine.  Oh well. 

Who gives a shit about words?  Even Lincoln said "With malice toward none, with charity for all, with firmness in the right as god gives us to see the right...

Of course, he had overseen the eradication of around 250-300K traitors to the Union by that point.

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4 minutes ago, Francisco 2.0 said:

 

 

It's really fairly astonishing that the GOP has managed to so completely vilify an agency whose mission is to protect consumers from rapacious corporate practices.  I mean, it's right there in the name.

One can certainly understand why the robber barons hate it, but somehow they have convinced their victims to hate it too.

Mind bottling.

Edited by TwiceHorn
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1 hour ago, Horn Dog said:

My biggest disappointment is that I will never live to see a full throated no fucks given response by a gloves off Democratic party, even if we ever have have another  national election.  It will be “we need to go back to decorum and have Liz Cheney as secretary of defense so we can heal” type response. Just once before I die  I want to see the Pubs get a taste of their medicine.  Oh well. 

Yeah I get what you’re saying but unless you’re the 1% of the 1% the Pubs are definitely getting a taste of something more rancid than the Dems could ever provide.  Sure most won’t ever admit it and maybe they don’t even know it, but their lives are gonna be significantly worse and that may not be much, but it should provide some solace. 
 

*heads back to the leopards thread*

Edited by ChiTownDoc
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1 hour ago, Surly Bevo said:

Who gives a shit about words?  Even Lincoln said "With malice toward none, with charity for all, with firmness in the right as god gives us to see the right...

Of course, he had overseen the eradication of around 250-300K traitors to the Union by that point.

Oh, I was not talking about words!  I want to see the next Dem administration enact actions as severe if not worse to these traitors.

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59 minutes ago, TwiceHorn said:

It's really fairly astonishing that the GOP has managed to so completely vilify an agency whose mission is to protect consumers from rapacious corporate practices.  I mean, it's right there in the name.

One can certainly understand why the robber barons hate it, but somehow they have convinced their victims to hate it too.

Mind bottling.

It's really not all that surprising when you realize the Republican Party's raison d'être is to help the rich. Their faux populism and culture war bullshit mask the real goal of siphoning money from people who need it to those who don't.

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1 hour ago, TwiceHorn said:

It's really fairly astonishing that the GOP has managed to so completely vilify an agency whose mission is to protect consumers from rapacious corporate practices.  I mean, it's right there in the name.

One can certainly understand why the robber barons hate it, but somehow they have convinced their victims to hate it too.

Mind bottling.

Oh, and if you want to know why the people being hurt the most buy into their bullshit, look no further than Fox News. 

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1 hour ago, TwiceHorn said:

It's really fairly astonishing that the GOP has managed to so completely vilify an agency whose mission is to protect consumers from rapacious corporate practices.  I mean, it's right there in the name.

One can certainly understand why the robber barons hate it, but somehow they have convinced their victims to hate it too.

Mind bottling.

Same battlecry as the anti-union crowd. "They raise your prices!"

Keep your voting base poor, so they can barely afford to exist. Maintain economic control over their mind.

Blame the entity that actually tries to protect them, or the one that does not affect them at all.

Quote

CFPB's positive impact on American lives:

  • Enforcement Actions:

    • In 2023, the CFPB filed 29 enforcement actions and resolved 6 previously filed lawsuits.
    • These actions resulted in orders for lawbreakers to pay approximately $3.07 billion to compensate harmed consumers.
    • Additionally, they imposed approximately $498 million in civil money penalties.
  • Consumer Relief:

    • The CFPB has secured over $17.5 billion in monetary compensation, principal reductions, canceled debts, and other consumer relief through enforcement and supervision work.
    • This relief has impacted an estimated 200 million consumer accounts.
  • Fines and Penalties:

    • The CFPB has imposed over $4 billion in civil money penalties on companies and individuals violating consumer financial protection laws.
    • This money is deposited into the victim's relief fund, providing compensation to those harmed.
  • Complaint Handling:

    • The CFPB has handled over 4 million consumer complaints, sending them to companies for response on behalf of consumers.
    • The CFPB's Consumer Complaint Database has published over 3.8 million of those complaints.
  • Rulemaking and Industry Guidance:

    • The CFPB has implemented rules that are projected to save Americans $5.5 billion annually by cracking down on banking junk fees.
    • They have also banned excessive credit card late fees, potentially saving Americans $9 billion per year.

The CFPB has secured victories in cases involving a wide range of violations of consumer financial protection laws. The CFPB secures settlements or judgments that often involve financial penalties, required changes in business practices, and restitution for consumers. 

Credit Reporting:

  • Inaccurate Reporting: Cases involving furnishers (those who provide data to credit bureaus) failing to provide accurate information, leading to errors on consumer credit reports.
  • Improper Furnishing: Violations of the Fair Credit Reporting Act (FCRA) related to furnishing information when required or failing to properly investigate disputed information.
  • Background Screening Reports: Enforcement related to the use of credit reports for employment screening purposes, ensuring compliance with the FCRA.

Debt Collection:

  • Debt Harassment: Actions against debt collectors who engage in abusive or harassing tactics, violating the Fair Debt Collection Practices Act (FDCPA).
  • False or Misleading Representations: Cases where debt collectors make false claims about the amount owed or the legal consequences of non-payment.
  • Failure to Validate Debts: Enforcement actions against debt collectors who fail to properly validate debts when consumers dispute them.

Mortgages:

  • Servicing Failures: Cases involving mortgage servicers who fail to properly handle escrow accounts, provide accurate loan information, or comply with foreclosure rules.
  • Predatory Lending: Actions against lenders who engage in deceptive or unfair lending practices, such as offering loans with excessively high interest rates or hidden fees.
  • RESPA Violations: Enforcement of the Real Estate Settlement Procedures Act, addressing issues like illegal kickbacks and undisclosed fees in the mortgage process.

Student Loans:

  • Servicing Misconduct: Actions against student loan servicers who mislead borrowers about repayment options, fail to process payments correctly, or engage in other harmful practices.
  • Debt Collection Practices: Cases involving student loan debt collectors who violate the FDCPA.

Payday Lending and Small-Dollar Loans:

  • Abusive Lending Practices: Enforcement against payday lenders who charge excessively high interest rates and fees, trapping borrowers in a cycle of debt.
  • Lack of Transparency: Actions against lenders who fail to clearly disclose the terms and costs of their loans.

Financial Products and Services:

  • Deceptive Marketing: Cases involving companies that use deceptive or misleading marketing tactics to sell financial products or services.
  • Unfair or Deceptive Acts or Practices (UDAP): The CFPB's broad authority to address UDAP allows them to take action against a wide range of unfair, deceptive, or abusive practices in the financial marketplace. This can include things like hidden fees, misleading terms, and unfair contract provisions.
  • Privacy Violations: Enforcement of laws related to the protection of consumer financial information.

Other Areas:

  • Fair Lending: Enforcement of fair lending laws to prevent discrimination in lending based on race, ethnicity, gender, or other protected characteristics.
  • Prepaid Cards: Regulations and enforcement related to prepaid cards, ensuring consumer protections and transparency
Edited by pacman
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Cryptocurrency scams cost Texans the most in 2024, BBB says
 
Facebook(Meta) is doing very little in two keys areas, helping to protect against the above for cryptocurrency and child exploitation on Instagram.
Inside the war on child exploitation | Cybernews

In this American era, fostering and protecting fraud and grift is a feature, not a bug.
“Other people” are just a target from which wealth can be extracted, by any and all means. There is no moral or ethical code that overrides it: obtaining wealth is proof that whatever you did was actually good, because there is no “good” other than “accumulate wealth and power.”
How do you know if a man is good and should be admired? It’s simple: is he wealthy? Then he is good.
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