What's my next step? No fault car accident.

[Vic Mackey 47039]

On 4/1/2019 at 12:57 PM, HRSchenker said:

Is that still a thing? My wife and I drove through Tulsa a few years ago and some dickhead threw a full sized beer bottle at our windshield. We called Tulsa PD and they refused to send out an officer. Told us to go to a QT gas station, get a blank report, fill it out, and mail it to their HQ. Her insurance covered everything but damn I was surprised that they wouldn't take a report.

Was in a car accident Saturday night with my girlfriend. Some dumb fuck swerved right in front of us trying to make a turn into his residence and hit us head on. 100% his fault. A Dallas police officer arrived about 30min later and he refused to take a report. Said it is not necessary unless a crime was committed or public property was damaged. But he was a useless fuck who didn't want to be there so it could have been that. A police report is not necessary for an auto accident but it can help, especially if a witness was there who can give an unbiased report of what happened. But even after all that, it plays little role in the insurance company's decision on the matter.

[Gil Bang 25960]

AAA claims line for Texas 800-672-5246

[T’Boo Ted Marshall 2732]

Knox, where are you again?

[Gil Bang 25960]

didn't he move from Knoxville to Austin a while back?

[T’Boo Ted Marshall 2732]

If you have a TX policy your UMPD deductible is $250 and you’ll get rental.

Liability follows the car in TX so there would have to be some reason for the denial of the son.

[NeverMarryAStripper 21907]

Can’t you can exclude people from your policy to reduce the cost

 

[T’Boo Ted Marshall 2732]

Sure can.

[Gil Bang 25960]

14 hours ago, NeverMarryAStripper said:

Can’t you can exclude people from your policy to reduce the cost

 

So, in my experience, everybody in the household is covered, unless you exclude them. 

So, if you've got a loser 20 year old son with speeding tickets and a DUI (I don't, thankfully) you're gonna pay through the nose unless you specifically exclude him from the policy. 

[Knoxtnhorn 5976]

20 hours ago, T’Boo Ted Marshall said:

Knox, where are you again?

Rowlett.  I'm calling Gil's # right now.