So I have been identity thieved

[BrazilHorn 6637]

My DL had expired and so I went into office to get new one as I couldn't do it online. Two months go by and it hasn't come in mail. The day I go to call the DPS office I get an email from Neiman Marcus thanking me for my $2500 purchase (I was on plane to Vancouver at time). Then today I get email around a JC Penny card being opened.

I am on phone with JCP now to cancel card/file fraud and I have frozen credit report at all three agencies.

Do I need to file a police report? Anything else I need to do? Really fucking frustrating.

 

[Gene Parmesan 4016]

Sign up for a credit monitoring service like life lock.  I don't think a police report is necessary unless you want to.  I think it's standard operating procedure these days closing out the accounts with the various stores and reporting it as identity theft, but it's still a major pain in the ass.  None required a police report when mine was stolen several years back.

[Chips O'Toole 1327]

How do we know this is the real BrazilHorn and not some imposter trying to get our personal information by posing as a fraud victim?

[Nueces River Rat 5558]

Yes.  Get Lifelock or a similar service which might be offered through one of your existing credit cards.

Don't go through the headache of having to get a  police report case number over the phone unless one is required.  Stay on  the credit bureaus  like white on rice to make sure your credit is not damaged.  

[Sbbruin 21900]

[UTPhil2006 3818]

Yes to Lifelock.

I wouldn't waste time on Police Report.

[Llano Estacado 1257]

Why is the identity thief using your real email address?

[Cheeseweasel 26438]

18 minutes ago, Llano Estacado said:

Why is the identity thief using your real email address?

He dumb.

[HRSchenker 2275]

Lifelock was a great investment for me and I recommend it to everyone. 

[retread 2951]

I asked this in another thread ... Is Credit Karma an acceptable substitute for Lifelock? I currently use both.

[BrazilHorn 6637]

I think when they tried to get neiman card they saw I had account. 

Account linked to email. Sales rep at NM got excited at 2500 sale and then sent me email. 

Ive credit karma which is where I got update on jc penny account. 

I’ve frozen credit bureaus etc

just a fucking pain. Some fuck at DPS did it. They had to have access somehow to my ss#. 

Other PITA is I still have to get new license sent. Jeez. 

[Gene Parmesan 4016]

Your SSN is all over the place unless you live off the grid.  There are a million different avenues someone could get it.  I doubt it was the DPS

[midtown 3348]

Go ahead and open 27 new credit cards and blow it at strip clubs and liquor stores then just claim them as fraud. 

[Reagan1k 3024]

3 hours ago, Llano Estacado said:

Why is the identity thief using your real email address?

Hell, you'd be surprised.  These aren't the sharpest tools in the shed.  I found out my shit had been thieved when a new laptop showed up on my front porch via UPS.

Dumbass didn't check the right box to ship to an alternate address.  Out of 10-12 things they bought before I canceled my debit card, 4 came to my home address.

On the email side though, it was probably something automated on the NM end that tied the email address in their CRM to billing address on the account.

[deadshank 24653]

Well over a decade ago and before we were married, somebody opened a cc account in my wife's name without her knowledge. For 6 months this person ran the account full to the brim and then made a timely payment in full, clearing the deck. The limit was $2500.00.  

Seeing evidence of good cc management, the cc company raised the limit to $15K or so.   

The soon maxed cc account somehow didn't ever get paid.  

Go figure. 

/csb

[William_Cannon 86]

Your SSN is all over the place unless you live off the grid.  There are a million different avenues someone could get it.  I doubt it was the DPS

This.

 

I don’t know how anyone can sleep at night without keeping their credit being frozen.

[immortal13 4059]

File a police report!  You're going to need it to petition the credit bureaus to remove fraudulent items from your credit. Good luck with equifax, they are the most stubborn of the big three. I've been through this shit and it's a nightmare, and an expensive one. If I could get my hands on the throat of the asshole who did this to me, I would squeeze the life out of the bastard. Good luck to you