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Posted
2 hours ago, Armybrat said:

Well, my good time in this hospital is costing about $338/minute for a 6 hour stay.

 

IMG_4967.jpeg

That’s freaking smoke and mirrors. Completely made up numbers. Insurance won’t pay anything near $122,627. It’s a freaking racket and we’re all getting screwed. 

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Posted
1 hour ago, tbone_ said:

Totally agree those are bullshit numbers.

But how exactly is he getting screwed only paying a $250 copay?

He and everyone else are getting screwed because the premiums need to reflect the insurance payout be it $122k or $61k or $30k or whatever the true payment is. 

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Posted
1 hour ago, tbone_ said:

Totally agree those are bullshit numbers.

But how exactly is he getting screwed only paying a $250 copay?

He’s not getting screwed with the copay, but @52-80’s point above is the issue. 

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Posted
14 minutes ago, tbone_ said:

How do you know the premiums don’t reflect the true payments?

if they do, then 122k is insane cost of service and hence the expensive family premium ($25k/yr for contribution from employee+employer)

if they dont, the insurance companies go out of business. 

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Posted

anyway, to get back on topic, ive been fighting the goddamn flu, and its the worst thing since covid, and the 2nd illest ive ever felt. 
 

also, michael jordan was hungover on game 5. cmon, aint nobody playing 44 minutes of ball with a flu. 

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Posted

Ordered me a pair of hearing aids, guess it’s better than not hearing. Getting old does suck. I ordered the Jabra Enhance 500’s, any feedback on performance?

Posted
27 minutes ago, RMac5 said:

Ordered me a pair of hearing aids, guess it’s better than not hearing. Getting old does suck. I ordered the Jabra Enhance 500’s, any feedback on performance?

What?

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Posted
3 hours ago, 52-80 said:

anyway, to get back on topic, ive been fighting the goddamn flu, and its the worst thing since covid, and the 2nd illest ive ever felt. 
 

also, michael jordan was hungover on game 5. cmon, aint nobody playing 44 minutes of ball with a flu. 

What I have found out on my own has been the years is that the flu is the worst I have ever felt while sick. The only way I helped to mitigate it the times I did have it was to go to the hospital and get an IV. I got better far quicker doing that than trying to ride it out in the bed at home.

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Posted
5 hours ago, 52-80 said:

He and everyone else are getting screwed because the premiums need to reflect the insurance payout be it $122k or $61k or $30k or whatever the true payment is. 

Correctomundo!

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Posted
9 hours ago, UpperWestside said:

What I have found out on my own has been the years is that the flu is the worst I have ever felt while sick. The only way I helped to mitigate it the times I did have it was to go to the hospital and get an IV. I got better far quicker doing that than trying to ride it out in the bed at home.

We had the flu vaccine in previous seasons but skipped the last one. Never again. Shit is torture. 

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Posted

Life just isn't fair.

When my wife bought a Magic Wand vibrator, the family said she was just a sexy kitten wanting to have a little bit of naughty fun.

But they called me a fucking pervert when I bought a 240 Volt FuckMaster Pro 5000 latex doll with inflatable DDD cups, 6 speed self-lubricating pulsating vagina, elasticized anus with non-drip semen collection tray, together with optional built in realistic orgasmic moaning and screaming Bluetooth surround sound system.

I probably should have posted this in Lame Jokes, but I think it's technically more Limp than Lame.

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Posted
6 hours ago, MissingInAction said:

Jfc, if I didn't have insurance my upcoming procedures would be around 25k. Still have to pay 1500 out of pocket tho.

As I said above, completely made up numbers. The whole health care system is smoke and mirrors when it comes to pricing. The results are real and good, best in the world, but the way we finance it is insane. 

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Posted
10 hours ago, nnm said:

As I said above, completely made up numbers. The whole health care system is smoke and mirrors when it comes to pricing. The results are real and good, best in the world, but the way we finance it is insane. 

I spent 3 hours yesterday arguing with United Health and our insurance rep about coverage. I turned 65 last year and signed up for Medicare Part A, even though I had insurance at work. I read about the 20 person rule for establishing primary coverage for payments. I called our boss and he said we had 21 people insured so we were good. Fast forward this year and United is not paying any claims because they say Medicare is primary because we have less than 20 people insured. Since I didn't sign up for part B, Medicare isn't paying doctors visits. When I called United and insisted that we had 22 people insured now, they said that they use a formula to determine the number of employees we have signed up and the formula says we only have 19. Never mind that we're paying premiums for 22 people.  

I called our insurance rep to complain about getting screwed because I was paying premiums but they were refusing to pay the bills and I was stuck paying for the entire amount. He kept telling me that they were paying bills, just not mine.  He said it a dozen times. He didn't seem to care that I didn't give a rats ass about anyone else's payments, just mine. "Your just stuck in an unfortunate situation". Screw them all........

 

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Posted
On 2/13/2025 at 4:44 PM, RMac5 said:

Ordered me a pair of hearing aids, guess it’s better than not hearing. Getting old does suck. I ordered the Jabra Enhance 500’s, any feedback on performance?

I’ve been wearing those for about 6 months (age 71).  Love ‘em.  Far from perfect in a loud, clattery restaurant environment, but still gamechangers.  I even had to adopt a hand signal for my long-suffering wife (no photos) to turn her damned volume down when I have my ears in.  You won’t regret the purchase; comfortable enough I wore ‘em to bed last night (again) and had to roll out and take them to the charger in the kitchen.  Got mine at Costco.  I’m saying, don’t wait!  I waited at least 3 years too long-huge quality of life issue

Posted
11 hours ago, nnm said:

As I said above, completely made up numbers. The whole health care system is smoke and mirrors when it comes to pricing. The results are real and good, best in the world, but the way we finance it is insane. 

I spent 50 years working in health care in the US; the only part of this I question is “best in the world.”  Look up some real world comparisons and see how mediocre we can be.

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